3909 Cove Rd, Rowlett, TX 75088 Property Records

Rockwall County property record for 3909 Cove Rd, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,028 sqft · built 1997
Lot Size	0.193 acres (8,398 sqft)
Owner	Company Name on File
Tax Bill	$10,197 (2025)
Deeds & Mortgages	May 2021 Second Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4287000B0011000R`

Property Details

APN / Parcel Number

Primary APN	`4287000B0011000R`
Alternative APNs	`R44092` `44092`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,028 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	3,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	600 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3909 COVE RD
City	ROWLETT
State	TX
Zip	75088-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 1, BLOCK B, LOT 11
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 1
Legal Block	B
Legal Lot Number	11
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2011
Census Tract	40301

Owner

3909 Cove Rd is owned by a company that acquired it in June 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	2540 K AVE, 388, PLANO, TX 75074-5380
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO
Jun 22, 2023	Correction Deed
Jun 9, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2023
Deed Sale	Jun 9, 2023
Prior Sale	Jun 4, 2010
Deed Document Number	20239482
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3909 COVE RD, ROWLETT, TX 75088-5556
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 COVE RD, ROWLETT, TX 75088-5556

Mortgage

Document Number	0000014192
Date	May 26, 2021
Instrument	20210000014192

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	242 Months
Due	Jul 1, 2041

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 22, 2023
Property Address	3909 COVE RD, ROWLETT, TX 75088-5556
Document Number	0000010139
Map Reference	CAB C SL 188
Instrument Date	Jun 21, 2023
Instrument	20230000010139
Record Updated	Jul 10, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 433, ROWLETT, TX 75030-0433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 K AVE STE 388, 388, PLANO, TX 75074-5380

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jun 9, 2023
Property Address	3909 COVE RD, ROWLETT, TX 75088-5556
Document Number	0000009482
Map Reference	CAB C SL 188
Instrument Date	Jun 8, 2023
Instrument	20230000009482
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 433, ROWLETT, TX 75030-0433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2540 K AVE STE 388, 388, PLANO, TX 75074-5380

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Cove Rd was $10,197, up 2.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,705 (-) Land $132,000 Building $347,705	$479,705 (-) Land $132,000 Building $347,705
2025	$10,197.00 (+2.17%)	$479,705 Land $132,000 Building $347,705	$479,705 Land $132,000 Building $347,705
2024	$9,980.00 (+88.87%)
2023	$5,284.00 Homeowner's exemption Senior Citizen's exemption	$474,026 (+11.94%) Land $144,000 Building $330,026	$474,026 (+11.94%) Land $144,000 Building $330,026
2022		$423,480 Land $126,000 Building $297,480	$423,480 Land $126,000 Building $297,480
2021	$4,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3909 Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures