3813 Cove Rd, Rowlett, TX 75088 Property Records

Rockwall County property record for 3813 Cove Rd, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 1996
Lot Size	0.248 acres (10,794 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,656 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4287000B0014000R`

Property Details

APN / Parcel Number

Primary APN	`4287000B0014000R`
Alternative APNs	`R44095` `44095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	2,849 sqft
1st Floor Area	2,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,794 sqft (0.248 acres)
Lot Dimensions	127 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	54 sqft
Patio Area	100 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3813 COVE RD
City	ROWLETT
State	TX
Zip	75088-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 1, BLOCK B, LOT 14
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 1
Legal Tract	14
Legal Block	B
Legal Lot Number	14
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2011
Census Tract	40301

Owner

3813 Cove Rd is owned and occupied by two individuals.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3813 COVE RD, ROWLETT, TX 75088-5555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN INTERNET MORTGAGE INC
Oct 10, 2019	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3813 COVE RD, ROWLETT, TX 75088-5555
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020118
Date	Nov 13, 2018
Instrument	20180000020118

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3813 COVE RD, ROWLETT, TX 75088-5555
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018576
Date	Oct 17, 2019
Instrument	20190000018576

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	3813 COVE RD, ROWLETT, TX 75088-5555
Document Number	0000018575
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3813 Cove Rd was $5,656 with a homeowner's exemption, up 78.8% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,091 (+1%)	$412,177 (+1.62%) Land $135,600 Building $276,577
2025	$5,656.00 (+78.82%) Homeowner's exemption	$338,265	$405,623 Land $132,000 Building $273,623
2024	$3,163.00 (-30.51%)
2023	$4,552.00 Homeowner's exemption	$403,478 Land $144,000 Building $259,478	$403,478 Land $144,000 Building $259,478
2021	$3,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3813 Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3813 Cove Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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