Lucas County property record for 3909 Chipplegate Rd, Toledo, OH 43614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,076 sqft · built 1951 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,800 (Jul 2018) |
| Tax Bill | $2,149 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12451 |
| Primary APN | 03-12451 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| Gross Area | 2,129 sqft |
| 1st Floor Area | 725 sqft |
| Attic | Attic |
| Attic Area | 702 sqft |
| Basement Area | 702 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Metal |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3909 CHIPPLEGATE RD |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43614-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | CHEVY MANOR LOT 208 EXC S 20 FT & LOT209 |
| Legal Subdivision | CHEVY MANOR |
| Legal Tract | 45.03 |
| Legal Lot Number | 208 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 4503 |
Source: Lucas County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 201830672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 11, 2026 |
| Property Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Document Number | 0000031116 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202631116 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | OHIO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Document Number | 0000031116, |
|---|---|
| Date | Aug 11, 2026 |
| Instrument | 202631116 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038579 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 202107210038579 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 17, 2018 |
| Property Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Document Number | 0000030672 |
| Map Reference | VOL36 PG5&6 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 201807170030672 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3909 CHIPPLEGATE RD, TOLEDO, OH 43614-5405 |
| Document Number | 0000030673 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 201807170030673 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,695 (-) Land $8,190 Building $29,505 | $107,700 (-) Land $23,400 Building $84,300 | |
| 2024 | $2,149.00 (-4.32%) | $37,695 (+8.57%) Land $8,190 Building $29,505 | $107,700 (+8.57%) Land $23,400 Building $84,300 |
| 2023 | $2,246.00 (-0.09%) | $34,720 (-) Land $7,595 Building $27,125 | |
| 2022 | $2,248.00 Homeowner's exemption | $34,720 Land $7,595 Building $27,125 | |
| 2021 | $99,200 Land $21,700 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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