3905 Chipplegate Rd, Toledo, OH 43614 Property Records

Lucas County property record for 3905 Chipplegate Rd, Toledo, OH 43614

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,180 sqft · built 1955
Lot Size0.103 acres (4,500 sqft)
OwnerCompany Name on Record
Last Sale$164,900 (Feb 2026)
Tax Bill$1,867 (2024)
Deeds & MortgagesFeb 2026 Sale
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-12454

Property Details

APN / Parcel Number

Primary APN03-12454
Alternative APN
  • 06125031

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,180 sqft Living Area
Gross Area2,360 sqft
1st Floor Area808 sqft
AtticAttic
Attic Area744 sqft
Basement Area808 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialMetal
Construction TypeMetal Frame
Lot Area4,500 sqft (0.103 acres)
Lot Width40 ft Width
Deck Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3905 CHIPPLEGATE RD
CityTOLEDO
StateOH
Zip43614-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal DescriptionCHEVY MANOR LOT 210
Legal SubdivisionCHEVY MANOR
Legal Tract45.03
Legal Lot Number210
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1010
Census Tract4503

Owner

Source: Lucas County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3905 CHIPPLEGATE RD, TOLEDO, OH 43614-5405
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Warranty Deed, Transfer
FALLEN TIMBERS TITLE
Jun 28, 2021Survivorship Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2026 · Amount on Record
Deed SaleFeb 25, 2026 · Amount on Record
Prior SaleJun 28, 2021 · Amount on Record
Deed Document Number20267726
Prior Transfer DateMar 4, 2010
Prior Transfer Doc0000012482
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS OH
Recording DateFeb 25, 2026
Property Address3905 CHIPPLEGATE RD, TOLEDO, OH 43614-5405
Document Number0000007726
Map ReferenceVOL 36 PG 5
Instrument DateFeb 17, 2026
Instrument202602250007726
Transaction TypeTransfer
Record UpdatedMar 10, 2026
Title CompanyFALLEN TIMBERS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3905 CHIPPLEGATE RD, TOLEDO, OH 43614-5405

June 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLUCAS OH
Recording DateJun 28, 2021
Property Address3905 CHIPPLEGATE RD, TOLEDO, OH 43614-5405
Document Number0000032445
Map ReferenceVOL 36 PG 5
Instrument DateJun 21, 2021
Instrument202106280032445
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyLOUISVILLE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3905 CHIPPLEGATE RD, TOLEDO, OH 43614-5405

Mortgage

Document Number0000032446
DateJun 28, 2021
Instrument202106280032446
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,830 (-) Land $7,770 Building $25,060$93,800 (-) Land $22,200 Building $71,600
2024$1,867.00 (-14.28%)$32,830 (-5.25%) Land $7,770 Building $25,060$93,800 (-5.25%) Land $22,200 Building $71,600
2023$2,178.00 (-0.14%)$34,650 (-) Land $7,560 Building $27,090
2022$2,181.00 Homeowner's exemption$34,650 Land $7,560 Building $27,090
2021$99,000 Land $21,600 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Buckeye Cablesystem
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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