3909 Callaghan Cir, Covington, VA 24426 Property Records

Alleghany County property record for 3909 Callaghan Cir, Covington, VA 24426 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	2,278 sqft Living Area
Lot Size	39,857 sqft (0.915 acres)
Garage	572 sqft
Occupancy	Owner Occupied
Tax Bill	$1,146.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`038B0-01-000-0130`
Alternative APN	`3460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,278 sqft Living Area
Gross Area	3,372 sqft Gross Area
1st Floor	2,278 sqft 1st Floor
Basement Area	2,278 sqft Basement
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1997
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	39,857 sqft (0.915 acres)
Parking Spaces	2 Parking Spaces
Garage Area	572 sqft Garage
Porch Area	522 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3460
Street Address	3909 CALLAGHAN CIR
City	COVINGTON
State	VA
Zip	24426-5415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.915 AC LOT 13 & PT OF LOT 5 OLD CALLAGHAN LAND
Legal Lot Number	13,5
Jurisdiction	ALLEGHANY VA
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1015
Census Tract	80302

Owner

Source: Alleghany County records · APN 038B0-01-000-0130

Assessment roll updated June 11, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3909 CALLAGHAN CIR, COVINGTON, VA 24426-5415
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2009
Deed Sale	Apr 03, 2009
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Alleghany County
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,146.00	$233,900 (+39.48%) Land $18,000 Building $215,900	$233,900 (+39.48%) Land $18,000 Building $215,900
2023		$167,700 Land $12,000 Building $155,700	$167,700 Land $12,000 Building $155,700

Flood & Wildfire

3909 Callaghan Cir is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (51005C), updated February 28, 2014

FEMA Flood Zone	Zone A 1% annual chance, no base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.