Alleghany County property record for 3905 Callaghan Cir, Covington, VA 24426 · Last verified June 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1993 |
| Lot Size | 0.694 acres (30,231 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $779 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 038B0-01-000-0150 |
| Primary APN | 038B0-01-000-0150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,231 sqft (0.694 acres) |
| Terrain | Rolling |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 3462 |
|---|---|
| Street Address | 3905 CALLAGHAN CIR |
| City | COVINGTON |
| State | VA |
| Zip | 24426-5415 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .694 AC LOT 15 & RDWY BETWEEN RT 60 & 661 OLD CALLAGHAN LAND |
| Legal Lot Number | 15 |
| Jurisdiction | ALLEGHANY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 80302 |
Source: Alleghany County records · APN 038B0-01-000-0150
Assessment roll updated June 11, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3905 CALLAGHAN CIR, COVINGTON, VA 24426-5415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1994 |
| Deed Sale | Jan 01, 1994 |
| Deed Book / Page | 334 / 278 |
| Record Updated | Sep 20, 2026 |
Source: Alleghany County records · Assessment roll updated June 11, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Alleghany County |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 | $159,100 (+91.23%) Land $15,000 Building $144,100 | $159,100 (+91.23%) Land $15,000 Building $144,100 |
| 2023 | $83,200 Land $10,000 Building $73,200 | $83,200 Land $10,000 Building $73,200 |
Source: FEMA National Flood Hazard Layer, Alleghany County (51005C), updated February 28, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510050803021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1996–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 34% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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