3908 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3908 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 675 sqft · built 1898
Lot Size	0.075 acres (3,303 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Mar 2025)
Tax Bill	$1,084 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2140-01840`

Property Details

APN / Parcel Number

Primary APN	`010-2140-01840`
Alternative APNs	`1179731` `1108845` `971770`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	675 sqft Gross Area
1st Floor Area	450 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	3,303 sqft (0.075 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	96 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	1179731
Street Address	3908 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 BLOCK:013 SERIAL #
Legal Subdivision	HAZELWOOD PARK DIV OF WEST DUL
Legal Block	13
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 W 5TH ST, DULUTH, MN 55807-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	20251088097
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 20, 2022
Property Address	3908 W 5TH ST, DULUTH, MN 55807-1612
Document Number	0001061431
Instrument Date	Sep 15, 2022
Instrument	1061431
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Tax	$201.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6227 LAWRENCE AVE, LINO LAKES, MN 55014
Investor	Possibly a Property Investor

Mortgage

Document Number	0001061432
Date	Sep 20, 2022
Instrument	1061432

Lender

Name	NORTHERN STATE BANK OF VIRGINIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,084.00 (+0.93%)
2025	$1,074.00 (+5.5%)	$64,700 (-15.54%) Land $8,500 Building $56,200	$64,700 (-15.54%) Land $8,500 Building $56,200
2024	$1,018.00	$76,600 (+21.01%) Land $9,100 Building $67,500	$76,600 (+21.01%) Land $9,100 Building $67,500
2022		$63,300 Land $9,400 Building $53,900	$63,300 Land $9,400 Building $53,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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