3827 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3827 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 2 ba · 1,548 sqft · built 1910
Lot Size	0.075 acres (3,307 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Sep 2025)
Tax Bill	$2,968 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2140-01320`

Property Details

APN / Parcel Number

Primary APN	`010-2140-01320`
Alternative APNs	`1099579` `1146407` `1187993`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,548 sqft Gross Area
1st Floor Area	907 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,307 sqft (0.075 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	52 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1187993
Street Address	3827 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1609
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0003 BLOCK:010 SERIAL #
Legal Subdivision	HAZELWOOD PARK DIVISION OF WEST DULUTH
Legal Block	10
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3827 W 5TH ST, DULUTH, MN 55807-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	20251094180
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2020
Property Address	3827 W 5TH ST, DULUTH, MN 55807-1609
Document Number	00T1031760
Instrument Date	Oct 30, 2020
Instrument	T1031760
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 W 5TH ST DULUTH MN 558071609, DULUTH, MN 55807-1609

Mortgage

Document Number	T1031761
Date	Nov 6, 2020
Instrument	T1031761

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,968.00 (+1.09%)
2025	$2,936.00 (+47.54%)	$188,100 (+8.1%) Land $8,500 Building $179,600	$188,100 (+8.1%) Land $8,500 Building $179,600
2024	$1,990.00 (+11.8%)	$174,000 (+24.55%) Land $9,100 Building $164,900	$174,000 (+24.55%) Land $9,100 Building $164,900
2023	$1,780.00 Homeowner's exemption
2022		$139,700 (+10.35%) Land $9,400 Building $130,300	$139,700 (+10.35%) Land $9,400 Building $130,300
2021		$126,600 Land $8,400 Building $118,200	$126,600 Land $8,400 Building $118,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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