3908 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 3908 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Trust Names on File
Last Sale	$360,000 (Mar 2006)
Tax Bill	$5,915 (2026)
Deeds & Mortgages	Oct 2026 Sale Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-0107-002-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0107-002-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Exterior Material	Wood Shake/Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3908 U ST
City	SACRAMENTO
State	CA
Zip	95817-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT Y OF ELMHURST EXC W 6 FT
Legal Subdivision	ELMHURST MAP 02
Legal Lot Number	Y
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1034
Census Tract	1702

Owner

3908 U St is owner-occupied and held in a trust since January 2021.

Source: Sacramento County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3908 U ST, SACRAMENTO, CA 95817-1427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 27, 2021	Quit Claim Deed, Transfer SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2006 · Amount on File
Deed Sale	Mar 31, 2006 · Amount on File
Prior Sale	Nov 4, 2003 · Amount on File
Deed Book / Page	20060331 / 2976
Last Transfer Date	Jan 21, 2021
Transfer Doc	1270000001853
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	3908 U ST, SACRAMENTO, CA 95817-1427
Document Number	2026000522
Book / Page	20261009 / 522
Instrument Date	Oct 7, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	3908 U ST, SACRAMENTO, CA 95817-1427

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 27, 2021
Property Address	3908 U ST, SACRAMENTO, CA 95817-1427
Document Number	2101271853
Instrument Date	Jan 21, 2021
Instrument	2101271853
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	STATES TITLE FTS AGENCY, STATES TITLE FTS AGCY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 U ST SACRAMENTO CA 958171427, SACRAMENTO, CA 95817-1427

Mortgage

Document Number	2101271854
Date	Jan 27, 2021
Instrument	2101271854

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3908 U St was $5,915, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,915.00 (+1.44%)	$501,789 (+2%) Land $278,771 Building $223,018
2025	$5,831.00 (+1.43%)	$491,951 Land $273,305 Building $218,646
2024	$5,749.00 (+2.4%)
2023	$5,614.00 (+1.7%)	$472,850 Land $262,694 Building $210,156
2022	$5,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3908 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3908 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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