3817 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 3817 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Nov 2023)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`011-0102-021-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0102-021-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	803 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3817 U ST
City	SACRAMENTO
State	CA
Zip	95817-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 2423 ELMHURST MAP NO 2 & POR ABAND ALLEY ORD#2374
Legal Subdivision	ELMHURST MAP 02
Legal Lot Number	2423
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1021
Census Tract	1702

Owner

3817 U St is owned by two individuals who acquired it in November 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1087 48TH ST, SACRAMENTO, CA 95819-3734
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Grant Deed, Transfer · Commercial Mortgage MERCHANTS FUNDING AZ LLC
Nov 21, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Deed Book / Page	20231121 / 966
Last Transfer Date	Nov 4, 2024
Transfer Doc	2024000985
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2023
Property Address	3817 U ST, SACRAMENTO, CA 95817-1344
Document Number	0000000966
Map Reference	MB 10 MAP 35
Instrument Date	Nov 16, 2023
Instrument	202311210966
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 48TH ST, SACRAMENTO, CA 95819-3734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000969
Date	Nov 21, 2023
Instrument	202311210969

Lender

Name	MERCHANTS FUNDING AZ LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2023
Property Address	3817 U ST, SACRAMENTO, CA 95817-1344
Document Number	0000000967
Map Reference	MB 10 MAP 35
Instrument Date	Nov 16, 2023
Instrument	202311210967
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1087 48TH ST, SACRAMENTO, CA 95819-3734
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3817 U St was $3,952, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,130 (+14.07%) Land $260,100 Building $118,030
2025	$3,952.00 (+1.41%)	$331,500 Land $255,000 Building $76,500
2024	$3,897.00 (+491.35%)
2023	$659.00 (+1.85%)	$44,349 Land $13,540 Building $30,809
2022	$647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3817 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3817 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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