3908 Throne Ct, Milton, FL 32583 Property Records

Santa Rosa County property record for 3908 Throne Ct, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 2019
Lot Size	0.145 acres (6,316 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Feb 2018)
Tax Bill	$1,793 (2024)
Deeds & Mortgages	Jan 2023 Transfer Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22-1N-28-5778-00A00-0580`

Property Details

APN / Parcel Number

Primary APN	`22-1N-28-5778-00A00-0580`
Alternative APN	`N28122577800A000580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	1,622 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	116 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3908 THRONE CT
City	MILTON
State	FL
Zip	32583-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ENHNCD LIFE EST RESRVD IN: WINDSOR VILLAS PHASE TWO LOT 58 BLK A AS DES IN OR 3699 PG 658 & E-L/E RES IN OR 4360 PG 133
Legal Range	28W
Legal Township	1N
Legal Section	22
Legal Subdivision	WINDSOR VILLAS PH 1
Legal Block	A
Legal Lot Number	58
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3908 THRONE CT, MILTON, FL 32583-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Intrafamily Transfer, Transfer
Nov 7, 2022	Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU
Jul 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST A NATIONAL BANKING ASSN
Aug 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Jan 30, 2019	Loan Modification, Mortgage FIRST A NAT'L BKNG ASSN
Feb 2, 2018	Warranty Deed, Subdivision Related Transfer EMERALD COAST TITLE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	20184234
Deed Book / Page	3699 / 658
Last Transfer Date	Jan 18, 2023
Transfer Doc	0043600133
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 18, 2023
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Document Number	0043600133
Book / Page	4360 / 133
Map Reference	MB 9 PG 60
Instrument Date	Jan 18, 2023
Instrument	202302127
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 THRONE CT, MILTON, FL 32583-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 THRONE CT, MILTON, FL 32583-5025

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 THRONE CT, MILTON, FL 32583-5025

Mortgage

Document Number	0043420961
Date	Nov 7, 2022
Book Page	4342/961
Instrument	202262531

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 THRONE CT, MILTON, FL 32583-5025

Mortgage

Document Number	0040981293
Date	Apr 5, 2021
Book Page	4098/1293
Instrument	202122222

Lender

Name	HARVESTERS FCU
Type	Credit Union
Address	CANTONMENT, FL 32533

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMERALT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037450398
Date	Jul 5, 2018
Book Page	3745/0398
Instrument	201828616

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jul 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038561428
Date	Aug 5, 2019
Book Page	3856/1428
Instrument	201933987

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	MILTON, FL 32571

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Document Number	0038011523
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3889 THRONE CT MILTON FL 325835030, MILTON, FL 32583-5030

Mortgage

Document Number	0038011523
Date	Feb 5, 2019
Book Page	003801/001523
Instrument	4443

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 2, 2018
Property Address	3908 THRONE CT, MILTON, FL 32583-5025
Document Number	0036990658
Book / Page	003699 / 000658
Instrument Date	Jan 31, 2018
Instrument	4234
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2018
Title Company	EMERALD COAST TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$122.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1058 GULF BREEZE FL 325621058, GULF BREEZE, FL 32562-1058

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,572 (+2.9%)	$255,047 (+10.93%) Land $38,000 Building $217,047
2024	$1,793.00 (+1.99%) Homeowner's exemption	$186,173 (+3%)	$229,917 (+5.31%) Land $28,000 Building $201,917
2023	$1,758.00 (+2.57%) Homeowner's exemption	$180,750 (+3%)	$218,322 (+3.78%) Land $28,000 Building $190,322
2022	$1,714.00 Homeowner's exemption	$175,485	$210,370 Land $22,000 Building $188,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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