3901 Throne Ct, Milton, FL 32583 Property Records

Santa Rosa County property record for 3901 Throne Ct, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 2020
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$221,900 (Sep 2020)
Tax Bill	$110 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-1N-28-5778-00A00-0320`

Property Details

APN / Parcel Number

Primary APN	`22-1N-28-5778-00A00-0320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,668 sqft Heated Area
Gross Area	2,403 sqft
1st Floor Area	2,130 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	1,150 ft deep x 470 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	221N28577800A000320
Street Address	3901 THRONE CT
City	MILTON
State	FL
Zip	32583-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WINDSOR VILLAS PHASE TWO LOT 32 BLK A AS DES IN OR 3998 PG 494
Legal Range	28W
Legal Township	01N
Legal Section	22
Legal Subdivision	WINDSOR VILLAS PH 1
Legal Phase	2
Legal Block	A
Legal Lot Number	32
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	2
Census Block	2024
Census Tract	10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3901 THRONE CT, MILTON, FL 32583-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK
Sep 1, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Aug 31, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 6, 2018	Warranty Deed, Subdivision Related Transfer GUARANTEE TITLE/NORTHWEST FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	202045058
Deed Book / Page	3998 / 494
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3901 THRONE CT, MILTON, FL 32583-5026
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038711571
Date	Sep 19, 2019
Book Page	3871/1571
Instrument	201941965

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 1, 2020
Property Address	3901 THRONE CT, MILTON, FL 32583-5026
Document Number	0039980494
Book / Page	3998 / 494
Map Reference	MB 9 PG 60
Instrument Date	Aug 31, 2020
Instrument	202045058
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,553.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5876 N BLUE ANGEL PKWY, 5876, PENSACOLA, FL 32526-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1842 SEAHAWK LN, NAVARRE, FL 32566-8530

Mortgage

Document Number	0003998497
Date	Sep 1, 2020
Instrument	3998/497

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 31, 2018
Property Address	3901 THRONE CT, MILTON, FL 32583-5026
Document Number	0037620534
Book / Page	003762 / 000534
Instrument Date	Aug 31, 2018
Instrument	37608
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5876 N BLUE ANGEL PKWY PENSACOLA FL 325261634, PENSACOLA, FL 32526-1634

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 6, 2018
Property Address	3901 THRONE CT, MILTON, FL 32583-5026
Document Number	0037070494
Book / Page	003707 / 000494
Instrument Date	Feb 14, 2018
Instrument	8612
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 20, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount Recorded
Tax	$129.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3861 THRONE CT MILTON FL 325835030, MILTON, FL 32583-5030

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$175,016 (+3%)	$238,364 (+5.34%) Land $28,000 Building $210,364
2023	$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$169,918 (+3%)	$226,270 (+3.69%) Land $28,000 Building $198,270
2022	$110.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$164,969	$218,223 Land $22,000 Building $196,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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