3908 Sims Ln, Bloomington, IN 47403 Property Records

Monroe County property record for 3908 Sims Ln, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Sep 2020)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-18790-03`

Property Details

APN / Parcel Number

Primary APN	`016-18790-03`
Alternative APN	`53-09-13-406-004.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Attic	Attic
Attic Area	1,728 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	102 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-18790-03
Street Address	3908 SIMS LN
City	BLOOMINGTON
State	IN
Zip	47403-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	CEDARVIEW LOT 3
Legal Subdivision	CEDARVIEW SUB
Legal Lot Number	3
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2004
Census Tract	502

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Aug 8, 2006
Deed Document Number	202014938
Prior Transfer Date	Aug 14, 2009
Prior Transfer Doc	2009014767
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004212
Date	Apr 11, 2018
Instrument	2018004212

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 15, 2020
Property Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155
Document Number	2020014938
Map Reference	CAB B ENV 317
Instrument Date	Sep 10, 2020
Instrument	2020014938
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155

Mortgage

Document Number	2020014939
Date	Sep 15, 2020
Instrument	2020014939

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Apr 5, 2018
Property Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155
Document Number	2018003958
Map Reference	CAB B ENV 317
Instrument Date	Apr 3, 2018
Instrument	2018003958
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 E SAVILLE AVE, BLOOMINGTON, IN 47408-1362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 SIMS LN, BLOOMINGTON, IN 47403-4155

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (-7.22%)	$199,600 (+5.55%) Land $35,400 Building $164,200	$199,600 (+5.55%) Land $35,400 Building $164,200
2024	$1,426.00 (+19.53%)
2023		$189,100 (+6.66%) Land $35,400 Building $153,700	$189,100 (+6.66%) Land $35,400 Building $153,700
2022	$1,193.00	$177,300 Land $35,400 Building $141,900	$177,300 Land $35,400 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Holding Company Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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