3812 Sims Ln, Bloomington, IN 47403 Property Records

Monroe County property record for 3812 Sims Ln, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,500 sqft · built 1991
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Dec 2021)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-18790-05`

Property Details

APN / Parcel Number

Primary APN	`016-18790-05`
Alternative APN	`53-09-13-406-002.000-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	016-18790-05
Street Address	3812 SIMS LN
City	BLOOMINGTON
State	IN
Zip	47403-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	CEDARVIEW LOT 5
Legal Subdivision	CEDARVIEW SUBDIVISION
Legal Lot Number	5
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2004
Census Tract	502

Owner

3812 Sims Ln is owned and occupied by an individual who bought it in December 2021.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST
Dec 3, 2021	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	202122469
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018012916
Date	Sep 19, 2018
Instrument	2018012916

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005919
Date	Mar 26, 2021
Instrument	2021005919

Lender

Name	LONGVIEW BANK & TRUST
Type	Bank
Address	CHRISMAN, IL 61924

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Dec 3, 2021
Property Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158
Document Number	2021022469
Map Reference	CAB B ENV 317
Instrument Date	Dec 1, 2021
Instrument	2021022469
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158

Mortgage

Document Number	2021022470
Date	Dec 3, 2021
Instrument	2021022470

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 15, 2019
Property Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158
Document Number	2019009869
Map Reference	MB 8 PG 26
Instrument Date	Jul 11, 2019
Instrument	2019009869
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3812 SIMS LN, BLOOMINGTON, IN 47403-4158

Mortgage

Document Number	2019009870
Date	Jul 15, 2019
Instrument	2019009870

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3812 Sims Ln was $1,478, down 8.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (-8.88%)	$218,400 Land $36,300 Building $182,100	$218,400 Land $36,300 Building $182,100
2024	$1,622.00
2023		$211,900 (+8.17%) Land $36,300 Building $175,600	$211,900 (+8.17%) Land $36,300 Building $175,600
2022	$1,367.00	$195,900 Land $36,300 Building $159,600	$195,900 Land $36,300 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3812 Sims Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 Sims Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: AT&T, Verizon.

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