3908 Saint Andrews Loop W, Mobile, AL 36693 Property Records

Mobile County property record for 3908 Saint Andrews Loop W, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,027 sqft · built 1996
Lot Size	0.404 acres (17,633 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2019)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023306390001017005`

Property Details

APN / Parcel Number

Primary APN	`R023306390001017005`
Alternative APNs	`33 06 39 0 001 017.005` `02595739` `2595739`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,027 sqft Living Area
1st Floor Area	1,473 sqft
Upper Floors Area	1,888 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,633 sqft (0.404 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Patio
Porch Area	282 sqft
Deck Area	274 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2595739
Street Address	3908 SAINT ANDREWS LOOP W
City	MOBILE
State	AL
Zip	36693-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 RIVIERE DU CHIEN COUNTRY CLUB & ESTATES MBK 21 PG 74 #SEC 39 T5S R2W #MP33 06 39 0 001
Legal Range	05S
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVIERE DU CHIEN COUNTRY CLUB & ESTATES
Legal Lot Number	82
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2018
Census Tract	2000

Owner

Source: Mobile County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 17, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Aug 15, 2019	Warranty Deed, Transfer · VA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Jan 7, 2003 · Amount on Record
Deed Document Number	201947698
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3908 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033313
Date	May 31, 2023
Instrument	2023033313

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3908 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020893
Date	Apr 17, 2017
Book Page	7498/1290
Instrument	2017020893

Lender

Name	COMPASS BANK
Type	Bank
Address	MOBILE, AL 36693

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Mar 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Aug 15, 2019
Property Address	3908 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Document Number	0000047698
Map Reference	MB 21 PG 74
Instrument Date	Jun 1, 2019
Instrument	2019047698
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3908 SAINT ANDREWS LOOP W, 3908, MOBILE, AL 36693-5344

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3908 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344

Mortgage

Document Number	0000047699
Date	Aug 15, 2019
Instrument	2019047699

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00 (+6.97%) Homeowner's exemption	$36,170 (+6.82%) Land $4,000 Building $32,170	$361,700 (+6.82%) Land $40,000 Building $321,700
2024	$2,094.00 (+10.56%) Homeowner's exemption	$33,860 (+10.26%) Land $4,000 Building $29,860	$338,600 (+10.26%) Land $40,000 Building $298,600
2023	$1,894.00 Homeowner's exemption	$30,710 Land $3,990 Building $26,720	$307,100 Land $39,900 Building $267,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 165 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	216 (1979–2020)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 100 claims Tropical Storm Isidore, Sep 2002 · 9 claims Hurricane Georges, Oct 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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