3900 Saint Andrews Loop W, Mobile, AL 36693 Property Records

Mobile County property record for 3900 Saint Andrews Loop W, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,717 sqft · built 1992
Lot Size	0.759 acres (33,102 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Sep 2016)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R023306390001015`

Property Details

APN / Parcel Number

Primary APN	`R023306390001015`
Alternative APNs	`33 06 39 0 001 015.XXX` `01514454` `1514454`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,717 sqft Living Area
1st Floor Area	1,894 sqft
Upper Floors Area	1,864 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,102 sqft (0.759 acres)
Garage Type	Mixed
Garage Area	643 sqft
Parking Spaces	4 Parking Spaces
Pool Area	512 sqft
Porch	Slab
Porch Area	664 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1514454
Street Address	3900 SAINT ANDREWS LOOP W
City	MOBILE
State	AL
Zip	36693-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 84 & 85 RIVIERE DU CHIEN COUNTRY CLUB & ESTS MBK 21 PG 74 #SEC 39 T5S R1W #MP33 06 39 0 001
Legal Range	05S
Legal Township	05S
Legal Section	39
Legal Subdivision	RIVIERE DU CHIEN COUNTRY CLUB & ESTS
Legal Lot Number	84-85
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2018
Census Tract	2000

Owner

3900 Saint Andrews Loop W is owned and occupied by two individuals who bought it in September 2016.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3900 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 11, 2019	Loan Modification, Mortgage · FHA Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2016 · Amount on File
Deed Sale	Sep 19, 2016 · Amount on File
Deed Document Number	201652050
Deed Book / Page	7426 / 1018
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3900 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344

Mortgage

Document Number	0000049933
Date	Aug 16, 2023
Instrument	2023049933

Lender

Name	UNITED BANK
Type	Bank
Address	SEMMES, AL 36575

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3900 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027807
Date	May 3, 2021
Instrument	2021027807

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	3900 SAINT ANDREWS LOOP W, MOBILE, AL 36693-5344
Document Number	0000002809
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3900 SAINT ANDREWS LOOP W MOBILE AL 366935344, MOBILE, AL 36693-5344

Mortgage

Document Number	0000002809
Date	Jan 15, 2020
Instrument	2809

Lender

Name	BBVA USA
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Saint Andrews Loop W was $2,378 with a homeowner's exemption, up 6% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (+5.97%) Homeowner's exemption	$38,360 (+5.91%) Land $7,800 Building $30,560	$383,600 (+5.91%) Land $78,000 Building $305,600
2024	$2,244.00 (+10.6%) Homeowner's exemption	$36,220 (+10.29%) Land $7,800 Building $28,420	$362,200 (+10.29%) Land $78,000 Building $284,200
2023	$2,029.00 Homeowner's exemption	$32,840 Land $7,770 Building $25,070	$328,400 Land $77,700 Building $250,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3900 Saint Andrews Loop W in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	165 in force
Nearby Flood Claims	216 (1979–2020)
Claims Outside the SFHA	42 of 216
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Katrina, Aug 2005 · 100 claims Tropical Storm Isidore, Sep 2002 · 9 claims Hurricane Georges, Oct 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Saint Andrews Loop W is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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