Lapeer County property record for 3908 Poit Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,148 sqft · built 1968 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,500 (Nov 2021) |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-350-003-00 |
| Primary APN | 008-350-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 1,124 sqft |
| Flooring | Carpet |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 18,382 sqft (0.422 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Garage Area | 1,726 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3908 POIT DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 75 700 000 00 T7N R9E POIT ESTATES LOT 3. |
| Legal Subdivision | POIT ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 336000 |
3908 Poit Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS |
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Apr 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Aug 6, 1999 · Amount on File |
| Deed Book / Page | 3255 / 142 |
| Prior Transfer Date | Apr 9, 2019 |
| Prior Transfer Doc | 0000000441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | LUXURY TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4533 SEDONA DR, CLARKSTON, MI 48348-2268 |
| Document Number | 0032610466 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 3261/466 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 22, 2021 |
| Property Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Document Number | 0032550142 |
| Book / Page | 3255 / 142 |
| Map Reference | LB 4 PG 2-4 |
| Instrument Date | Nov 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LUXURY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,923.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Name | Verified Name |
|---|---|
| Address | 4533 SEDONA DR, CLARKSTON, MI 48348-2268 |
| Document Number | 0003261466 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 3261/466 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Document Number | 0030540229 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3908 POIT DR LAPEER MI 484462823, LAPEER, MI 48446-2823 |
| Document Number | 0030540229 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 003054/000229 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 15, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 19, 2019 |
| Property Address | 3908 POIT DR, LAPEER, MI 48446-2823 |
| Document Number | 0030180397 |
| Book / Page | 003018 / 000397 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 PORT DR LAPEER MI 48446, LAPEER, MI 48446 |
The 2025 property tax bill for 3908 Poit Dr was $2,280 with a homeowner's exemption, up 4.4% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,200 (+1.12%) | $216,400 (+1.12%) | |
| 2025 | $2,280.00 (+4.44%) Homeowner's exemption | $107,000 | $214,000 |
| 2024 | $2,183.00 | ||
| 2023 | $99,700 | $199,400 | |
| 2022 | $1,987.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3908 Poit Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3908 Poit Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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