Lapeer County property record for 3898 Poit Dr, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1964 |
| Lot Size | 0.422 acres (18,382 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2018) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-350-002-00 |
| Primary APN | 008-350-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Flooring | Carpet |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 18,382 sqft (0.422 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3898 POIT DR |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 09 75 600 000 00 T7N R9E POIT ESTATES LOT 2. |
| Legal Subdivision | POIT ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC |
| Aug 3, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL |
| Aug 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2018 · Amount on Record |
| Deed Sale | May 3, 2018 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 2018295900006 |
| Deed Book / Page | 2959 / 6 |
| Last Transfer Date | Aug 1, 2018 |
| Transfer Doc | 2976000030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Document Number | 0034980694 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 3498/694 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | 2 S POINTE DR STE 200, LAKE FOREST, CA 92630 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 3, 2018 |
| Property Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Document Number | 0029760030 |
| Book / Page | 002976 / 000030 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3898 POIT DR LAPEER MI 484462821, LAPEER, MI 48446-2821 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | May 3, 2018 |
| Property Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Document Number | 0029590006 |
| Book / Page | 002959 / 000006 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1833 WALES CENTER RD WALES MI 480272508, WALES, MI 48027-2508 |
| Document Number | 29590008 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 002959/000008 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 30, 2017 |
| Property Address | 3898 POIT DR, LAPEER, MI 48446-2821 |
| Document Number | 0029140672 |
| Book / Page | 002914 / 000672 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12346 E LIPPINCOTT BLVD DAVISON MI 484239120, DAVISON, MI 48423-9120 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,400 (+2.03%) | $170,800 (+2.03%) | |
| 2025 | $1,414.00 (+4.66%) Homeowner's exemption | $83,700 (+7.03%) | $167,400 (+7.03%) |
| 2024 | $1,351.00 (+9.39%) | ||
| 2023 | $78,200 | $156,400 | |
| 2022 | $1,235.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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