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3908 Lay Ln, Bloomington, IL 61705 Property Records

McLean County property record for 3908 Lay Ln, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,376 sqft · built 2014
Lot Size0.242 acres (10,560 sqft)
Owner2 Company Names on Record
Last Sale$556,000 (Aug 2022)
Tax Bill$11,261 (2024)
Deeds & MortgagesAug 2022 Sale
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN15-29-302-005

Property Details

APN / Parcel Number

Primary APN15-29-302-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,376 sqft Living Area
Gross Area4,097 sqft
1st Floor Area1,896 sqft
Basement Area1,480 sqft
Finished Basement1,480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area10,560 sqft (0.242 acres)
Lot Dimensions120 ft deep x 88 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area721 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area528 sqft
PorchOpen Concrete/Masonry Porch
Deck Area350 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3908 LAY LN
CityBLOOMINGTON
StateIL
Zip61705-8832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionEAGLE VIEW SOUTH SUB LOT 8
Legal Range03E
Legal Township24N
Legal Section29
Legal SubdivisionEAGLE VIEW SOUTH SUB
Legal Lot Number8
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1013
Census Tract5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3908 LAY LN, BLOOMINGTON, IL 61705-8832
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2022Warranty Deed, Transfer
FTC
Jul 30, 2018Warranty Deed, Transfer
MCLEAN COUNTY TITLE, MCCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleJul 30, 2018 · Amount on Record
Deed Document Number202214089
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateAug 9, 2022
Property Address3908 LAY LN, BLOOMINGTON, IL 61705-8832
Document Number202200014089
Map ReferenceDOC 2006-00012954
Instrument DateJul 28, 2022
Instrument2022-00014089
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFTC

Transaction

AmountAmount Recorded
Tax$556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3908 LAY LN, BLOOMINGTON, IL 61705-8832

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJul 30, 2018
Property Address3908 LAY LN, BLOOMINGTON, IL 61705-8832
Document Number201800012220
Map ReferenceDOC2006-12954
Instrument DateJul 5, 2018
Instrument2018-00012220
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE, MCCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
Tax$589.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 LAY LN, BLOOMINGTON, IL 61705-8832
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$159,742 (+20.31%) Land $26,077 Building $133,665$479,226 (+20.31%) Land $78,231 Building $400,995
2024$11,261.00 (+9.15%)
2023$10,317.00 (+2.44%)$132,776 (+8.73%) Land $21,675 Building $111,101$398,328 (+8.73%) Land $65,025 Building $333,303
2022$10,071.00$122,120 Land $19,936 Building $102,184$366,360 Land $59,808 Building $306,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Watch TV
Fixed Wireless		100 / 20

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