McLean County property record for 3906 Lay Ln, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,349 sqft · built 2007 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Apr 2008) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-29-302-004 |
| Primary APN | 15-29-302-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,349 sqft Living Area |
| Gross Area | 4,141 sqft |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 120 ft deep x 88 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3906 LAY LN |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-8832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | EAGLE VIEW SOUTH SUB LT 9 |
| Legal Subdivision | EAGLE VIEW SOUTH SUB |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 5103 |
3906 Lay Ln is owned and occupied by two individuals who acquired it in October 2016.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 LAY LN, BLOOMINGTON, IL 61705-8832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2008 · Amount on File |
| Deed Sale | Apr 14, 2008 · Amount on File |
| Deed Document Number | 200810159 |
| Last Transfer Date | Oct 12, 2016 |
| Transfer Doc | 0000020109 |
| Record Updated | Sep 20, 2026 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $143,519 Land $26,002 Building $117,517 | $430,557 Land $78,006 Building $352,551 |
| 2023 | $119,289 Land $21,611 Building $97,678 | $357,867 Land $64,833 Building $293,034 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3906 Lay Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 Lay Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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