3908 Helmsville Rd, Monroe, NC 28110 Property Records

Union County property record for 3908 Helmsville Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,985 sqft · built 1970
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jul 2021)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-069-035D`

Property Details

APN / Parcel Number

Primary APN	`07-069-035D`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	1,985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3908 HELMSVILLE RD
City	MONROE
State	NC
Zip	28110-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBD INDIAN
Legal Description	8185-865
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1020
Census Tract	20321

Owner

3908 Helmsville Rd is owned and occupied by an individual who bought it in July 2021.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3908 HELMSVILLE RD, MONROE, NC 28110-8477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	202135535
Deed Book / Page	8185 / 865
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 28, 2021
Property Address	3908 HELMSVILLE RD, MONROE, NC 28110-8477
Document Number	8185865
Book / Page	8185 / 865
Map Reference	MB 112 PG 290
Instrument Date	Jul 28, 2021
Instrument	35535
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1734 TEDDGINTON DR, 1734, CHARLOTTE, NC 28214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 HELMSVILLE RD, MONROE, NC 28110-8477

Mortgage

Document Number	35536
Date	Jul 28, 2021
Instrument	35536

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Helmsville Rd was $3,952.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,600 (-) Land $574,800 Building $29,800	$604,600 (-) Land $574,800 Building $29,800
2025	$3,952.00	$604,600 Land $574,800 Building $29,800	$604,600 Land $574,800 Building $29,800
2023	$4,988.00	$598,100 Land $424,000 Building $174,100	$598,100 Land $424,000 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Helmsville Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Helmsville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Frontier, Spectrum, T-Mobile, Verizon, Windstream.

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