3813 Helmsville Rd, Monroe, NC 28110 Property Records

Union County property record for 3813 Helmsville Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1996
Lot Size	1.44 acres (63,075 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2021)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-048-013A`

Property Details

APN / Parcel Number

Primary APN	`07-048-013A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Gable
Lot Area	63,075 sqft (1.44 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3813 HELMSVILLE RD
City	MONROE
State	NC
Zip	28110-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1 INDIA
Legal Description	MELTON
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1022
Census Tract	20321

Owner

3813 Helmsville Rd is owned and occupied by an individual who bought it in November 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3813 HELMSVILLE RD, MONROE, NC 28110-8417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Feb 2, 2001 · Amount on File
Deed Document Number	202154261
Deed Book / Page	8314 / 7
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000024519
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 15, 2021
Property Address	3813 HELMSVILLE RD, MONROE, NC 28110-8417
Document Number	83147
Book / Page	8314 / 7
Instrument Date	Oct 13, 2021
Instrument	54261
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 N VENTURI AVE, 740, CRYSTAL RIVER, FL 34429-5597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 HELMSVILLE RD, MONROE, NC 28110-8417

Mortgage

Document Number	54262
Date	Nov 15, 2021
Instrument	54262

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3813 HELMSVILLE RD, MONROE, NC 28110-8417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7310338
Date	Feb 8, 2019
Book Page	7310/338
Instrument	0003240

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jan 22, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3813 Helmsville Rd was $1,298.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,500 (-) Land $84,900 Building $103,600	$188,500 (-) Land $84,900 Building $103,600
2025	$1,298.00	$188,500 Land $84,900 Building $103,600	$188,500 Land $84,900 Building $103,600
2023	$931.00	$105,200 Land $48,200 Building $57,000	$105,200 Land $48,200 Building $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3813 Helmsville Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3813 Helmsville Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Frontier, Spectrum, T-Mobile, Verizon.

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