3908 E Elmwood St, Mesa, AZ 85205 Property Records

Maricopa County property record for 3908 E Elmwood St, Mesa, AZ 85205

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,915 sqft · built 2013
Lot Size	0.289 acres (12,601 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Oct 2025)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2024 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`140-04-174`

Property Details

APN / Parcel Number

Primary APN	`140-04-174`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,915 sqft Living Area
1st Floor Area	2,421 sqft
2nd Floor Area	1,494 sqft

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,601 sqft (0.289 acres)
Parking Spaces	5 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3908 E ELMWOOD ST
City	MESA
State	AZ
Zip	85205-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	TROVITA ESTATES PHASE 2 MCR 1109-23
Legal Range	06E
Legal Township	01N
Legal Section	16
Legal Subdivision	TROVITA ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	124
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	420706

Owner

3908 E Elmwood St is owned by an individual who bought it in October 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	2138 E LELAND CIR, MESA, AZ 85213-2240
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jun 11, 2021	Beneficiary Deed, Transfer
Jan 11, 2021	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	20250587177
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0000238946
Date	Mar 3, 2021
Instrument	20210238946

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0000430425
Date	Aug 14, 2024
Instrument	20240430425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 10, 2025
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Document Number	0000587177
Map Reference	MB 1109 PG 23
Instrument Date	Oct 3, 2025
Instrument	20250587177
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	GREAT AMER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 N 700 WEST CIR, AMERICAN FORK, UT 84003-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0000587178
Date	Oct 10, 2025
Instrument	20250587178

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223754
Date	Mar 26, 2018
Instrument	20180223754

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001021159
Date	Oct 23, 2020
Instrument	20201021159

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 11, 2021
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Document Number	0000646197
Map Reference	MB 1109 PG 23
Instrument Date	Jun 1, 2021
Instrument	20210646197
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 11, 2021
Property Address	3908 E ELMWOOD ST, MESA, AZ 85205-5170
Document Number	0000029275
Instrument Date	Jan 8, 2021
Instrument	29275
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3908 E ELMWOOD ST MESA AZ 852055170, MESA, AZ 85205-5170

Tax Assessment & Valuation

The 2025 property tax bill for 3908 E Elmwood St was $4,523, up 0.6% from the year before.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,210 (+3.57%)	$762,100 (+3.57%) Land $152,400 Building $609,700
2025	$4,523.00 (+0.58%)	$73,580 (-12.87%)	$735,800 (-12.87%) Land $147,100 Building $588,700
2024	$4,497.00 (-0.9%)	$84,450	$844,500 Land $168,900 Building $675,600
2023	$4,538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3908 E Elmwood St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 E Elmwood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber.

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