3862 E Elmwood St, Mesa, AZ 85205 Property Records

Maricopa County property record for 3862 E Elmwood St, Mesa, AZ 85205

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,677 sqft · built 2013
Lot Size	0.289 acres (12,601 sqft)
Owner	Individual Name on File
Last Sale	$664,000 (Nov 2019)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`140-04-175`

Property Details

APN / Parcel Number

Primary APN	`140-04-175`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,677 sqft Living Area
1st Floor Area	2,407 sqft
2nd Floor Area	2,270 sqft

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,601 sqft (0.289 acres)
Parking Spaces	4 Parking Spaces
Pool Area	580 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3862 E ELMWOOD ST
City	MESA
State	AZ
Zip	85205-5170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	TROVITA ESTATES PHASE 2 MCR 1109-23
Legal Range	06E
Legal Township	01N
Legal Section	16
Legal Subdivision	TROVITA ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	125
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	420706

Owner

3862 E Elmwood St is owned and occupied by an individual who bought it in November 2019.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 26, 2019	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 22, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Feb 11, 2014
Deed Document Number	20190946247
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0000714848
Date	Sep 16, 2022
Instrument	20220714848

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001045231
Date	Dec 26, 2019
Instrument	20191045231

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank
Address	SCOTTSDALE, AZ 85255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0001236927
Date	Dec 15, 2020
Instrument	20201236927

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 22, 2019
Property Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170
Document Number	0000946247
Map Reference	MB 1109 PG 23
Instrument Date	Nov 16, 2019
Instrument	20190946247
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ALLIANCE OF PHOENIX AG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1403 W 7TH ST S, 1403, SNOWFLAKE, AZ 85937-5691

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3862 E ELMWOOD ST, MESA, AZ 85205-5170

Mortgage

Document Number	0000946248
Date	Nov 22, 2019
Instrument	20190946248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3862 E Elmwood St was $4,170.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,500	$845,000 Land $169,000 Building $676,000
2025	$4,170.00
2024		$93,030	$930,300 Land $186,000 Building $744,300
2023	$5,429.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3862 E Elmwood St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3862 E Elmwood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber.

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