Mobile County property record for 3908 E Charmaine Cir, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,500 (Aug 2020) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Dec 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | R023212400002100 |
| Primary APN | R023212400002100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 56 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1046255 |
|---|---|
| Street Address | 3908 E CHARMAINE CIR |
| City | MOBILE |
| State | AL |
| Zip | 36605-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK F 2ND ADD PART C DRIFTWOOD ACS MBK 12 P 8 #SEC 40 T5S R1W #MP32 12 40 0 002 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | DRIFTWOOD ACS |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1800 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3908 E CHARMAINE CIR, MOBILE, AL 36605-3722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Dec 30, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2020 · Amount on Record |
| Deed Sale | Aug 3, 2020 · Amount on Record |
| Prior Sale | Nov 6, 2015 · Amount on Record |
| Deed Document Number | 202046281 |
| Prior Transfer Date | Oct 5, 2015 |
| Prior Transfer Doc | 0000057650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Aug 3, 2020 |
| Property Address | 3908 E CHARMAINE CIR, MOBILE, AL 36605-3722 |
| Document Number | 0000046281 |
| Map Reference | MB 12 PG 8 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020046281 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4224 SPRING VALLEY DR S, 4224, MOBILE, AL 36693-4358 |
| Name | Verified Name |
|---|---|
| Address | 3908 E CHARMAINE CIR, MOBILE, AL 36605-3722 |
| Document Number | 0000046282 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020046282 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 30, 2019 |
| Property Address | 3908 E CHARMAINE CIR, MOBILE, AL 36605-3722 |
| Document Number | 0000075637 |
| Instrument Date | Dec 24, 2019 |
| Instrument | 75637 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $343.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4224 SPRING VALLEY DR S MOBILE AL 366934358, MOBILE, AL 36693-4358 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $334.00 (+1.21%) Homeowner's exemption | $6,140 (+0.82%) Land $800 Building $5,340 | $61,400 (+0.82%) Land $8,000 Building $53,400 |
| 2024 | $330.00 (+32.53%) Homeowner's exemption | $6,090 (+26.88%) Land $800 Building $5,290 | $60,900 (+26.88%) Land $8,000 Building $52,900 |
| 2023 | $249.00 Homeowner's exemption | $4,800 Land $800 Building $4,000 | $48,000 Land $8,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 137 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 314 (1979–2024) |
| Claims Outside the SFHA | 48 of 314 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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