Mobile County property record for 1305 E Charmaine Cir, Mobile, AL 36605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 981 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $227 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | R023212400002097 |
| Primary APN | R023212400002097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 981 sqft Living Area |
| 1st Floor Area | 981 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1046228 |
|---|---|
| Street Address | 1305 E CHARMAINE CIR |
| City | MOBILE |
| State | AL |
| Zip | 36605-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK D SEC ADD PART B DRIFTWOOD ACS MBK 11 P 168 #SEC 40 T5S R1W #MP32 12 40 0 002 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 40 |
| Legal Subdivision | DRIFTWOOD ACS |
| Legal Block | D |
| Legal Lot Number | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1800 |
1305 E Charmaine Cir is owned and occupied by an individual who acquired it in March 2007.
Source: Mobile County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 E CHARMAINE CIR, MOBILE, AL 36605-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2007 |
| Transfer Doc | 0000022821 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1305 E Charmaine Cir was $227 with exemptions applied, down 0.4% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227.00 (-0.44%) Homeowner's exemption Senior Citizen's exemption | $4,540 (+0.89%) Land $800 Building $3,740 | $45,400 (+0.89%) Land $8,000 Building $37,400 |
| 2024 | $228.00 (+30.29%) Homeowner's exemption | $4,500 (+24.65%) Land $800 Building $3,700 | $45,000 (+24.65%) Land $8,000 Building $37,000 |
| 2023 | $175.00 Homeowner's exemption | $3,610 Land $800 Building $2,810 | $36,100 Land $8,000 Building $28,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 E Charmaine Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 137 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 137 in force |
| Nearby Flood Claims | 314 (1979–2024) |
| Claims Outside the SFHA | 48 of 314 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 E Charmaine Cir is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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