3908 Cherry Ave, Wilmington, NC 28403 Property Records

New Hanover County property record for 3908 Cherry Ave, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,318 sqft · built 1977
Lot Size	0.336 acres (14,636 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,884 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R05518-002-012-001`

Property Details

APN / Parcel Number

Primary APN	`R05518-002-012-001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	1,318 sqft
Finished Basement	1,318 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	210 ft deep x 70 ft wide
Terrain	Low
Porch	Slab
Porch Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3908 CHERRY AVE
City	WILMINGTON
State	NC
Zip	28403-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10,RESID
Legal Description	LT 348 AUDUBON
Legal Subdivision	AUDUBON
Legal Block	2
Legal Lot Number	348
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1015
Census Tract	10503

Owner

3908 Cherry Ave is owned by two individuals who acquired it in March 2025.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3902 CHERRY AVE, WILMINGTON, NC 28403-6210
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2000
Deed Sale	Nov 28, 2000
Prior Sale	Apr 3, 1998 · Amount on File
Deed Book / Page	2840 / 523
Last Transfer Date	Mar 25, 2025
Transfer Doc	00676400754
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	May 26, 2026
Property Address	3908 CHERRY AVE, WILMINGTON, NC 28403-6210
Document Number	00685100857
Book / Page	6851 / 857
Instrument Date	May 19, 2026
Instrument	202614135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 CHERRY AVE, WILMINGTON, NC 28403-6210

Mortgage

Document Number	0000014135,
Date	May 26, 2026
Book Page	6851/857
Instrument	202614135

Lender

Name	PARAGON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 19, 2046

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Cherry Ave was $1,884, down 11.2% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,200 (-) Land $111,100 Building $209,100	$320,200 (-) Land $111,100 Building $209,100
2025	$1,884.00 (-11.22%)	$320,200 Land $111,100 Building $209,100	$320,200 Land $111,100 Building $209,100
2024	$2,122.00 (+2.96%)
2023	$2,061.00 (-0.63%)	$244,000 Land $83,000 Building $161,000	$244,000 Land $83,000 Building $161,000
2022	$2,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Cherry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20