New Hanover County property record for 3903 Cherry Ave, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2022 |
| Lot Size | 0.447 acres (19,471 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,000 (Dec 2011) |
| Tax Bill | $2,077 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2021 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05514-011-010-000 |
| Primary APN | R05514-011-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,050 sqft |
| Finished Basement | 1,050 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 19,471 sqft (0.447 acres) |
| Lot Dimensions | 280 ft deep x 70 ft wide |
| Terrain | Low |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 259 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 3903 CHERRY AVE |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-6211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10,RESID |
| Legal Description | AUDUBON WILMINGTON LOT 323 |
| Legal Subdivision | AUDUBON |
| Legal Block | 11 |
| Legal Lot Number | 323 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10503 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage INTERCOASTAL MORTGAGE |
| Nov 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Mar 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2011 · Amount on Record |
| Deed Sale | Dec 1, 2011 · Amount on Record |
| Prior Sale | Dec 21, 1993 |
| Deed Document Number | 201132946 |
| Deed Book / Page | 5601 / 2858 |
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 00642901548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Document Number | 00681802870 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 6818/2870 |
| Instrument | 2025033110 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3813 WILSHIRE BLVD, WILMINGTON, NC 28403-4239 |
| Document Number | 00652001821 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 6520/1821 |
| Instrument | 2021058630 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00660902054 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 6609/2054 |
| Instrument | 2022040802 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Mar 29, 2021 |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Document Number | 00642901548 |
| Book / Page | 6429 / 1548 |
| Map Reference | MB 65 PG 533 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021015188 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Document Number | 2021015189 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021015189 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jan 17, 2020 |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Document Number | 0062781216 |
| Book / Page | 006278 / 001216 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 1960 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3903 CHERRY AVE WILMINGTON NC 284036211, WILMINGTON, NC 28403-6211 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 3903 CHERRY AVE, WILMINGTON, NC 28403-6211 |
| Document Number | 0062651049 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3903 CHERRY AVE WILMINGTON NC 284036211, WILMINGTON, NC 28403-6211 |
| Document Number | 0062651049 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 006265/001049 |
| Instrument | 38630 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 24, 2049 |
| Rate | 3.37% |
|---|
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,000 (-) Land $118,800 Building $234,200 | $353,000 (-) Land $118,800 Building $234,200 | |
| 2025 | $2,077.00 (-8.02%) | $353,000 (+35.98%) Land $118,800 Building $234,200 | $353,000 (+35.98%) Land $118,800 Building $234,200 |
| 2024 | $2,258.00 (+2.96%) | ||
| 2023 | $2,193.00 (+495.92%) | $259,600 Land $84,100 Building $175,500 | $259,600 Land $84,100 Building $175,500 |
| 2022 | $368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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