3908 Aberdeen Way, Frederick, MD 21704 Property Records

Frederick County property record for 3908 Aberdeen Way, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,112 sqft · built 2001
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$479,900 (Feb 2019)
Tax Bill	$10,624 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-224745`

Property Details

APN / Parcel Number

Primary APN	`07-224745`
Alternative APNs	`7224745` `224745`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,112 sqft Living Area
Gross Area	4,572 sqft
1st Floor Area	2,037 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	224745
Street Address	3908 ABERDEEN WAY
City	FREDERICK
State	MD
Zip	21704-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25119 SECTION P3 7,800 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HIGHLANDS
Legal Lot Number	25119
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1030
Census Tract	752205

Owner

3908 Aberdeen Way is owned and occupied by an individual who bought it in February 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3908 ABERDEEN WAY, FREDERICK, MD 21704-7802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Conventional with PMI NEIGHBORHOOD ASSISTANCE CORP/A
Feb 4, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
May 1, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Dec 23, 2016	Loan Modification, Mortgage PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	May 1, 2018 · Amount on File
Deed Book / Page	12823 / 175
Prior Transfer Date	Sep 5, 2007
Prior Transfer Doc	0067370549
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3908 ABERDEEN WAY, FREDERICK, MD 21704-7802
Document Number	0128230199
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 ABERDEEN WAY FREDERICK MD 217047802, FREDERICK, MD 21704-7802

Mortgage

Document Number	0128230199
Date	Feb 4, 2019
Book Page	012823/000199

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP/A
Address	ROXBURY, ME 02119

Agreement

Type	Conventional with PMI
Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 4, 2019
Property Address	3908 ABERDEEN WAY, FREDERICK, MD 21704-7802
Document Number	0128230175
Book / Page	012823 / 000175
Instrument Date	Dec 13, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	STEWART TITLE, STEWART TITLE/MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3908 ABERDEEN WAY FREDERICK MD 217047802, FREDERICK, MD 21704-7802

Mortgage

Document Number	128230181
Date	Feb 4, 2019
Book Page	012823/000181

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	May 1, 2018
Property Address	3908 ABERDEEN WAY, FREDERICK, MD 21704-7802
Document Number	0123890319
Book / Page	012389 / 000319
Instrument Date	Jan 3, 2018
Transaction Type	Foreclosure
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$513.38
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	3908 ABERDEEN WAY, FREDERICK, MD 21704-7802
Document Number	0116770016
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 ABERDEEN WAY FREDERICK MD 217047802, FREDERICK, MD 21704-7802

Mortgage

Document Number	0116770016
Date	Feb 21, 2017
Book Page	011677/000016

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	468 Months
Due	Feb 20, 2056

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3908 Aberdeen Way was $10,624, up 7.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,867 (+9.36%)	$865,100 (-) Land $226,400 Building $638,700
2025	$10,624.00 (+7.16%)	$728,633	$865,100 Land $226,400 Building $638,700
2024	$9,914.00 (+8.53%)
2023	$9,135.00	$617,367	$660,400 Land $176,400 Building $484,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3908 Aberdeen Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3908 Aberdeen Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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