3907 Aberdeen Way, Frederick, MD 21704 Property Records

Frederick County property record for 3907 Aberdeen Way, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 6,185 sqft · built 2002
Lot Size	0.207 acres (9,007 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Mar 2011)
Tax Bill	$10,610 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-224664`

Property Details

APN / Parcel Number

Primary APN	`07-224664`
Alternative APNs	`7224664` `224664`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,185 sqft Living Area
Gross Area	6,710 sqft
1st Floor Area	2,384 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,007 sqft (0.207 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Deck Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	224664
Street Address	3907 ABERDEEN WAY
City	FREDERICK
State	MD
Zip	21704-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25111 SECTION P3 9,007 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P3
Legal Lot Number	25111
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1032
Census Tract	752205

Owner

3907 Aberdeen Way is owned and occupied by two individuals who bought it in March 2011.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3907 ABERDEEN WAY, FREDERICK, MD 21704-7803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2011 · Amount on File
Deed Sale	Mar 4, 2011 · Amount on File
Prior Sale	Mar 4, 2011 · Amount on File
Deed Document Number	20118267/0258
Deed Book / Page	8267 / 258
Prior Transfer Date	Jul 29, 2004
Prior Transfer Doc	0048580001
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3907 ABERDEEN WAY, FREDERICK, MD 21704-7803
Document Number	0138660301
Instrument Date	Jun 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 ABERDEEN WAY FREDERICK MD 217047803, FREDERICK, MD 21704-7803

Mortgage

Document Number	0138660301
Date	Jul 1, 2020
Book Page	013866/000301

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Aberdeen Way was $10,610 with a homeowner's exemption, up 3.3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$919,900 (+9.39%)	$998,900 (-) Land $227,000 Building $771,900
2025	$10,610.00 (+3.34%) Homeowner's exemption	$840,900	$998,900 Land $227,000 Building $771,900
2024	$10,267.00 (+7.13%)
2023	$9,584.00 Homeowner's exemption	$711,633	$761,900 Land $177,000 Building $584,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Aberdeen Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Aberdeen Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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