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3907 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3907 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 2006
Lot Size0.138 acres (5,998 sqft)
Owner2 Individual Names on File
Last Sale$71,500 (Feb 2012)
Tax Bill$2,729 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-02-356728-000720

Property Details

APN / Parcel Number

Primary APN25-29-02-356728-000720
Alternative APNs
  • 022925356728000720
  • 22925000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,032 sqft
1st Floor Area1,632 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialMetal
Lot Area5,998 sqft (0.138 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area28 sqft

Location & Zoning

Street Address3907 WARBLER DR
CityWINTER HAVEN
StateFL
Zip33880-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 72
Legal Range25E
Legal Township29S
Legal Section02
Legal SubdivisionQUEENS COVE PHASE IV
Legal PhaseIV
Legal Tract356728
Legal Block2
Legal Lot Number72
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2012
Census Tract14704

Owner

3907 Warbler Dr is owned by two individuals who bought it in February 2012.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6500 CREWS LAKE HILLS LOOP E, LAKELAND, FL 33813-3857
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2012 · Amount on File
Deed SaleFeb 7, 2012 · Amount on File
Prior SaleMay 18, 2006 · Amount on File
Deed Document Number201221277
Deed Book / Page8574 / 2232
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3907 WARBLER DR, WINTER HAVEN, FL 33880-5034
Transaction TypeMortgage
Record UpdatedJan 10, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000331865
DateDec 21, 2021
Book Page12036/1936
Instrument2021331865
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48266
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3907 WARBLER DR, WINTER HAVEN, FL 33880-5034
Document Number0111170119
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6500 CREWS LAKE HILLS LOOP E LAKELAND FL 338133857, LAKELAND, FL 33813-3857

Mortgage

Document Number0111170119
DateJan 23, 2020
Book Page011117/000119
Instrument17335
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 22, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Warbler Dr was $2,729.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,302 (+6.01%) Land $36,000 Building $176,302$212,302 (-6.39%) Land $36,000 Building $176,302
2025$2,729.00$200,270$226,800 Land $36,000 Building $190,800
2023$3,102.00 (+11.26%)$237,402 (+16.51%) Land $35,000 Building $202,402$237,402 (+16.51%) Land $35,000 Building $202,402
2022$2,788.00$203,761 Land $29,000 Building $174,761$203,761 Land $29,000 Building $174,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Warbler Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Warbler Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL
serves 13,595 people · EPA ID FL6534609
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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