3902 Warbler Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 3902 Warbler Dr, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,938 sqft · built 2006
Lot Size	0.15 acres (6,543 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Dec 2015)
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356728-000670`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356728-000670`
Alternative APNs	`022925356728000670` `22925000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,098 sqft
Upper Floors Area	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,543 sqft (0.15 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Shed	1 Shed

Location & Zoning

Street Address	3902 WARBLER DR
City	WINTER HAVEN
State	FL
Zip	33880-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUEENS COVE PHASE IV PLAT BOOK 127 PGS 1 & 2 LOT 67
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	QUEENS COVE PHASE IV
Legal Phase	IV
Legal Tract	356728
Legal Block	2
Legal Lot Number	67
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2011
Census Tract	14704

Owner

3902 Warbler Dr is owned and occupied by an individual who acquired it in February 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3902 WARBLER DR, WINTER HAVEN, FL 33880-5033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Feb 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015 · Amount on File
Deed Sale	Dec 23, 2015 · Amount on File
Prior Sale	May 3, 2006 · Amount on File
Deed Document Number	2015229900
Deed Book / Page	9706 / 550
Last Transfer Date	Feb 23, 2019
Transfer Doc	0000042589
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3902 WARBLER DR, WINTER HAVEN, FL 33880-5033
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3902 WARBLER DR, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	0000175691
Date	Jul 8, 2021
Book Page	11791/1802
Instrument	2021175691

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3902 WARBLER DR, WINTER HAVEN, FL 33880-5033
Document Number	0110380597
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 WARBLER DR WINTER HAVEN FL 338805033, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	0110380597
Date	Nov 13, 2019
Book Page	011038/000597
Instrument	239884

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3902 WARBLER DR, WINTER HAVEN, FL 33880-5033
Document Number	0107660979
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3902 WARBLER DR WINTER HAVEN FL 338805033, WINTER HAVEN, FL 33880-5033

Mortgage

Document Number	0107660979
Date	Mar 4, 2019
Book Page	010766/000979
Instrument	42590

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3902 Warbler Dr was $1,727 with a homeowner's exemption, down 26.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,481 (+2.7%)	$228,757 (-4.43%) Land $36,000 Building $192,757
2025	$1,727.00 (-26.32%) Homeowner's exemption	$173,789	$239,365 Land $36,000 Building $203,365
2024	$2,344.00 (+7.92%)
2023	$2,172.00 (+4.27%) Homeowner's exemption	$163,972 (+3%)	$247,558 (+26.7%) Land $35,000 Building $212,558
2022	$2,083.00 Homeowner's exemption	$159,196	$195,387 Land $29,000 Building $166,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3902 Warbler Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3902 Warbler Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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