Canadian County property record for 3907 Ruby Rdg NE, Piedmont, OK 73078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 2017 |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Oct 2018) |
| Tax Bill | $2,977 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070019-005026-000000 |
| Primary APN | 070019-005026-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 573 sqft |
| Porch | Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 124643 |
|---|---|
| Street Address | 3907 RUBY RDG NE |
| City | PIEDMONT |
| State | OK |
| Zip | 73078-7000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIRCLE V RANCH ESTATES SEC V LOT 26 BLOCK 5 |
| Legal Range | 05W |
| Legal Township | 14N |
| Legal Section | 26 |
| Legal Quarter | NW |
| Legal Subdivision | CIRCLE V RANCH ESTATES SEC V |
| Legal Block | 5 |
| Legal Lot Number | 26 |
| Jurisdiction | CANADIAN OK |
| Township / Civil Division | EL RENO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 300201 |
Source: Canadian County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2019 | Deed of Trust, Mortgage · VA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC |
| Oct 15, 2018 | Warranty Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC |
| Dec 11, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Prior Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | R 2018 28510 |
| Deed Book / Page | RB 4809 / 0562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CANADIAN OK |
| Property Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036419 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | RB 5389/138 |
| Instrument | R 2021 36419 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CANADIAN OK |
| Property Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021920 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | RB 4940/0897 |
| Instrument | R 2019 21920 |
| Name | FINANCIAL CONCEPTS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EDMOND, OK 73013 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CANADIAN OK |
| Recording Date | Oct 15, 2018 |
| Property Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Document Number | 0000028510 |
| Book / Page | RB 4809 / 0562 |
| Instrument Date | Oct 12, 2018 |
| Instrument | R 2018 28510 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Document Number | 0000028511 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | R 2018 28511 |
| Name | FINANCIAL CONCEPTS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CANADIAN OK |
| Recording Date | Dec 11, 2017 |
| Property Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Document Number | 0000189751 |
| Book / Page | RB 4672 / 0588 |
| Instrument Date | Dec 8, 2017 |
| Instrument | R 2017 189751 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3907 RUBY RDG NE, PIEDMONT, OK 73078-7000 |
| Document Number | 0000189752 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | R 2017 189752 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Canadian County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Canadian County |
| Municipality | Piedmont City |
| Unified School District | Piedmont Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,977.00 (+0.68%) Homeowner's exemption | $28,434 (+3%) Land $3,000 Building $25,434 | $322,356 (+2.92%) Land $25,000 Building $297,356 |
| 2024 | $2,957.00 (+7.84%) Homeowner's exemption | $27,605 (+3%) Land $3,000 Building $24,605 | |
| 2023 | $2,742.00 Homeowner's exemption | $26,802 Land $3,000 Building $23,802 | $313,199 Land $25,000 Building $288,199 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 83% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIEDMONT MUNICIPAL AUTHORITY serves 7,542 people · EPA ID OK2000909 |
|---|---|
| Water Source | Purchased surface water from OKLAHOMA CITY |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Gross alpha radiation resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Atlink Services Fixed Wireless | 100 / 20 |
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