3768 Ruby Rdg NE, Piedmont, OK 73078 Property Records

Canadian County property record for 3768 Ruby Rdg NE, Piedmont, OK 73078

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,839 sqft · built 2020
Lot Size0.518 acres (22,589 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Dec 2020)
Tax Bill$3,247 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN070019-006010-000000

Property Details

APN / Parcel Number

Primary APN070019-006010-000000
Alternative APNs
  • 090124656
  • 124656

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,839 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area22,589 sqft
Lot Dimensions174 ft deep x 129 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number124656
Street Address3768 RUBY RDG NE
CityPIEDMONT
StateOK
Zip73078-8965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIRCLE V RANCH ESTATES SEC V LOT 10 BLOCK 6
Legal Range05W
Legal Township14N
Legal Section26
Legal QuarterNW
Legal SubdivisionCIRCLE V RANCH ESTATES SEC V
Legal Block6
Legal Lot Number10
JurisdictionCANADIAN OK
Township / Civil DivisionEL RENO
Census Block Group3
Census Block3007
Census Tract300201

Owner

Source: Canadian County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3768 RUBY RDG NE, PIEDMONT, OK 73078-8965
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
May 19, 2020Deed of Trust, Construction Loan · Line of Credit
F&M BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Deed Document NumberR 2020 219599
Deed Book / PageRB 5199 / 875
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCANADIAN OK
Recording DateDec 21, 2020
Property Address3768 RUBY RDG NE, PIEDMONT, OK 73078-8965
Document Number0000219599
Book / PageRB 5199 / 875
Instrument DateDec 18, 2020
InstrumentR 2020 219599
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 15, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$348.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3768 RUBY RDG NE, PIEDMONT, OK 73078-8965

Mortgage

Document Number0000009877
DateDec 21, 2020
InstrumentRB 5199/877
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionCANADIAN OK
Recording DateMay 19, 2020
Property Address3768 RUBY RDG NE, PIEDMONT, OK 73078-8965
Document Number0000013444
Book / Page005070 / 000207
Instrument DateApr 27, 2020
Instrument13444
Transaction TypeConstruction Loan
Record UpdatedJul 16, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO/OK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1225 PIEDMONT RD N PIEDMONT OK 730789704, PIEDMONT, OK 73078-9704

Mortgage

Document Number0000013444
DateMay 19, 2020
Book Page005070/000207
Instrument13444
Lender
NameF&M BK
TypeBank
AddressYUKON, OK 73099
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 18, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Canadian County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCanadian County
MunicipalityPiedmont City
Unified School DistrictPiedmont Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,247.00 (+0.68%) Homeowner's exemption$30,922 (+3%) Land $3,000 Building $27,922$335,091 (+3.01%) Land $25,000 Building $310,091
2024$3,225.00 (+7.82%) Homeowner's exemption$30,021 (+3%) Land $3,000 Building $27,021
2023$2,991.00 Homeowner's exemption$29,147 Land $3,000 Building $26,147$325,294 Land $25,000 Building $300,294

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPIEDMONT MUNICIPAL AUTHORITY
serves 7,542 people · EPA ID OK2000909
Water SourcePurchased surface water from OKLAHOMA CITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jan 2024
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber
2,000 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Chisholm Broadband
Fixed Wireless
100 / 40
Atlink Services
Fixed Wireless
100 / 20

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