3907 Monarch Dr, Orlando, FL 32812 Property Records

Orange County property record for 3907 Monarch Dr, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,233 sqft · built 1958
Lot Size	0.196 acres (8,529 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2021)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-23-30-8044-14-190`

Property Details

APN / Parcel Number

Primary APN	`29-23-30-8044-14-190`
Alternative APNs	`302329804414190` `563407` `569183` `573855`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,233 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	912 sqft
Utility Area	66 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	8,529 sqft (0.196 acres)
Porch	Slab
Porch Area	514 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3907 MONARCH DR
City	ORLANDO
State	FL
Zip	32812-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SILVER BEACH SUB 2ND ADDITION W/22 LOT 19 BLK 14
Legal Range	30E
Legal Township	23S
Legal Section	29
Legal Subdivision	SILVER BEACH SUB 2ND ADD
Legal Tract	8044
Legal Block	14
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1016
Census Tract	13606

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3907 MONARCH DR, ORLANDO, FL 32812-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP
Mar 12, 2021	Warranty Deed, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2021341510
Transfer Doc	5095002018
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 8, 2021
Property Address	3907 MONARCH DR, ORLANDO, FL 32812-4052
Document Number	20210341510
Map Reference	MB W PG 22
Instrument Date	Apr 28, 2021
Instrument	20210341510
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5690 OAK HILL MANOR DR, 5690, ORLANDO, FL 32839-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3907 MONARCH DR, ORLANDO, FL 32812-4052

Mortgage

Document Number	20210341511
Date	Jun 8, 2021
Instrument	20210341511

Lender

Name	PANORAMA MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 12, 2021
Property Address	3907 MONARCH DR, ORLANDO, FL 32812-4052
Document Number	0000143971
Map Reference	MB W PG 22
Instrument Date	Nov 30, 2020
Instrument	20210143971
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 BACK FOREST LN, 1009, TALLAHASSEE, FL 32305-1434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5690 OAK HILL MANOR DR, ORLANDO, FL 32839-2502

Mortgage

Document Number	0000143972
Date	Mar 12, 2021
Instrument	20210143972

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,150 (-3.15%) Land $110,000 Building $122,150	$232,150 (-3.15%) Land $110,000 Building $122,150
2025	$4,300.00 (+5.91%)	$239,700 (+15.2%) Land $110,000 Building $129,700	$239,700 (+15.2%) Land $110,000 Building $129,700
2024	$4,060.00 (+14.33%)
2023	$3,551.00 (+3.92%)	$208,071 (+3.48%) Land $100,000 Building $108,071	$208,071 (+3.48%) Land $100,000 Building $108,071
2022	$3,417.00	$201,075 Land $100,000 Building $101,075	$201,075 Land $100,000 Building $101,075

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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