Orange County property record for 3903 Monarch Dr, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1958 |
| Lot Size | 0.196 acres (8,532 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $644 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-23-30-8044-14-200 |
| Primary APN | 29-23-30-8044-14-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,506 sqft |
| 1st Floor Area | 912 sqft |
| Utility Area | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,532 sqft (0.196 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 274 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3903 MONARCH DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-4052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SILVER BEACH SUB 2ND ADDITION W/22 LOT 20 BLK 14 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 29 |
| Legal Subdivision | SILVER BEACH SUB 2ND ADD |
| Legal Tract | 8044 |
| Legal Block | 14 |
| Legal Lot Number | 20 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13606 |
3903 Monarch Dr is owned and occupied by two individuals who acquired it in March 2006.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3903 MONARCH DR, ORLANDO, FL 32812-4052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2006 |
| Transfer Doc | 0000211044 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3903 Monarch Dr was $644, up 22.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,760 (+380.62%) Land $110,000 Building $93,760 | $203,760 (-2.78%) Land $110,000 Building $93,760 | |
| 2025 | $644.00 (+22.67%) Homeowner's exemption Widower's exemption | $42,395 | $209,590 Land $110,000 Building $99,590 |
| 2024 | $525.00 (+7.36%) | ||
| 2023 | $489.00 (-2.98%) Homeowner's exemption Widower's exemption | $40,000 (+3%) | $188,772 (+3.17%) Land $100,000 Building $88,772 |
| 2022 | $504.00 Homeowner's exemption Widower's exemption | $38,835 | $182,971 Land $100,000 Building $82,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3903 Monarch Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 5 (1998–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3903 Monarch Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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