3907 Karen, Laredo, TX 78046 Property Records

Webb County property record for 3907 Karen, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,448 sqft · built 2009
Lot Size0.125 acres (5,443 sqft)
OwnerIndividual Name on File
Tax Bill$951 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN950-22010-030

Property Details

APN / Parcel Number

Primary APN950-22010-030
Alternative APN
  • 362591

Interior

Stories1 Story
Building Area1,448 sqft Living Area
1st Floor Area1,448 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,443 sqft (0.125 acres)
PorchOpen Porch
Porch Area60 sqft

Location & Zoning

Street Address3907 KAREN
CityLAREDO
StateTX
Zip78046-5745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLOMAS DEL SUR, BLOCK 10, LOT 3, UNIT II
Legal SubdivisionLOMAS DEL SUR
Legal Block10
Legal Lot Number3
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1017
Census Tract1806

Owner

3907 Karen is owned and occupied by an individual.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address3907 KAREN, LAREDO, TX 78046-5745
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3907 KAREN, LAREDO, TX 78046-5745
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3907 KAREN, LAREDO, TX 78046-5745

Mortgage

Document Number005260/242
DateApr 25, 2022
Book Page5260/242
Instrument1465643
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3907 Karen was $951, down 13.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,904 (-0.62%) Land $59,492 Building $127,412$186,904 (-0.62%) Land $59,492 Building $127,412
2025$951.00 (-13.78%)$188,072 Land $59,492 Building $128,580$188,072 Land $59,492 Building $128,580
2024$1,103.00
2023$166,044 Land $34,726 Building $131,318$166,044 Land $34,726 Building $131,318
2022$1,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3907 Karen in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3907 Karen is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Karen

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