Webb County property record for 3901 Karen, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 1,232 sqft · built 2009 |
| Lot Size | 0.137 acres (5,983 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 950-22010-040 |
| Primary APN | 950-22010-040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,983 sqft (0.137 acres) |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Storage Building | 144 sqft |
| Street Address | 3901 KAREN |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78046-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOMAS DEL SUR, BLOCK 10, LOT 4, UNIT II |
| Legal Subdivision | LOMAS DEL SUR |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1806 |
3901 Karen is owned and occupied by an individual.
Source: Webb County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3901 KAREN, LAREDO, TX 78046-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 3901 KAREN, LAREDO, TX 78046-5745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3901 KAREN, LAREDO, TX 78046-5745 |
| Document Number | 005234/251 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 5234/251 |
| Instrument | 1461586 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3901 Karen was $906 with a homeowner's exemption, down 13.3% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,995 (-0.61%) Land $64,736 Building $113,259 | $177,995 (-0.61%) Land $64,736 Building $113,259 | |
| 2025 | $906.00 (-13.3%) Homeowner's exemption | $179,083 Land $64,736 Building $114,347 | $179,083 Land $64,736 Building $114,347 |
| 2024 | $1,045.00 | ||
| 2023 | $155,895 Land $37,753 Building $118,142 | $155,895 Land $37,753 Building $118,142 | |
| 2022 | $933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3901 Karen in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3901 Karen is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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