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3907 E Chatham Dr, Richmond, VA 23222 Property Records

Henrico County property record for 3907 E Chatham Dr, Richmond, VA 23222

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,356 sqft · built 1947
Lot Size0.295 acres (12,884 sqft)
OwnerCompany Name on Record
Last Sale$163,000 (Jun 2023)
Tax Bill$1,633 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN791-738-2054

Property Details

APN / Parcel Number

Primary APN791-738-2054
Alternative APN
  • HE2293915

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,356 sqft Living Area
Gross Area1,608 sqft
1st Floor Area852 sqft
SunroomSunroom

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area12,884 sqft (0.295 acres)
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account NumberHE2293915
Street Address3907 E CHATHAM DR
CityRICHMOND
StateVA
Zip23222-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description0106070000E 0120; CHATHAM PLACE SC B LT 120 106 B2 6
Legal SubdivisionCHATHAM PLACE
Legal Lot Number106,120
JurisdictionHENRICO VA
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4009
Census Tract200805

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9466 INDIANFIELD DR, MECHANICSVILLE, VA 23116-5808
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
FAY SERVICING LLC
Jun 16, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Deed Document Number202313620
Deed Book / Page6479 / 82
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3907 E CHATHAM DR, RICHMOND, VA 23222-1201
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyNOT AVAILABLE, JOURNEY SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006498581
DateAug 29, 2023
Book Page6498/581
Instrument202300020217
Lender
NameFAY SERVICING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateJun 16, 2023
Property Address3907 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number0000647982
Book / Page6479 / 82
Instrument DateJun 3, 2023
Instrument202300013620
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1707 SUMMIT AVE STE A, A, RICHMOND, VA 23230-4545

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,633.00 (+15.24%)$194,500 (+14.95%) Land $30,000 Building $164,500$194,500 (+14.95%) Land $30,000 Building $164,500
2025$169,200 (+2.67%) Land $24,000 Building $145,200$169,200 (+2.67%) Land $24,000 Building $145,200
2023$1,417.00 (+18.78%)$164,800 Land $24,000 Building $140,800$164,800 Land $24,000 Building $140,800
2022$1,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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