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3903 E Chatham Dr, Richmond, VA 23222 Property Records

Henrico County property record for 3903 E Chatham Dr, Richmond, VA 23222

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 816 sqft · built 1947
Lot Size0.18 acres (7,843 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Aug 2023)
Tax Bill$2,171 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Aug 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN791-738-0650

Property Details

APN / Parcel Number

Primary APN791-738-0650
Alternative APN
  • TH0717001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
SunroomSunroom

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area7,843 sqft (0.18 acres)

Exterior Amenities

PorchPorch
Porch Area96 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account NumberTH0717001
Street Address3903 E CHATHAM DR
CityRICHMOND
StateVA
Zip23222-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description0106070000E 0118; CHATHAM PLACE SC B LT 118 106 B2 6
Legal SubdivisionCHATHAM PLACE
Legal Lot Number106,118
JurisdictionHENRICO VA
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4009
Census Tract200805

Owner

3903 E Chatham Dr is owned by an individual who bought it in August 2023.

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5310 MARKEL RD, 104, RICHMOND, VA 23230-3030
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2023Deed of Trust, Mortgage · Line of Credit
TOUCHSTONE BANK
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
FULTON BANK NA
Nov 30, 2021Deed of Trust, Mortgage · Line of Credit
TOUCHSTONE BANK
Nov 30, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 30, 2019Deed of Trust, Mortgage
LIMA ONE CAP
Feb 1, 2018Warranty Deed, Transfer
PRIVATE INDIVIDUAL
Jun 12, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2023 · Amount on File
Deed SaleAug 18, 2023 · Amount on File
Prior SaleFeb 1, 2018 · Amount on File
Deed Document Number202319244
Deed Book / Page6495 / 1308
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000649218
DateAug 4, 2023
Book Page6492/18
Instrument202300018012
Lender
NameTOUCHSTONE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateAug 18, 2023
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number0064951308
Book / Page6495 / 1308
Instrument DateAug 3, 2023
Instrument202300019244
Transaction TypeTransfer
Record UpdatedSep 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201

Mortgage

Document Number202300019245
DateAug 18, 2023
Instrument202300019245
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Transaction TypeMortgage
Record UpdatedDec 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063062255
DateNov 30, 2021
Book Page6306/2255
Instrument202100059233
Lender
NameTOUCHSTONE BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateNov 30, 2021
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number0063062242
Book / Page6306 / 2242
Instrument DateNov 24, 2021
Instrument202100059231
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5310 MARKEL RD STE 104, 104, RICHMOND, VA 23230-3030
InvestorPossibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRICO VA
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number58452301
Instrument DateApr 30, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4306 1ST ST RICHMOND VA 232235502, RICHMOND, VA 23223-5502

Mortgage

Document Number58452301
DateMay 1, 2019
Book Page005845/002301
Instrument12183
Lender
NameLIMA ONE CAP
TypeFunding / Finance Company
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRICO VA
Recording DateFeb 1, 2018
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number57062174
Book / Page005706 / 002174
Instrument DateJan 25, 2018
Instrument3258
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$103.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5310 MARKET RD #104 RICHMOND VA 23230, 104, RICHMOND, VA 23230

Mortgage

Document Number57062178
DateFeb 1, 2018
Book Page005706/002178
Instrument3259
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
AmountAmount on Record
Interest
Rate TypeFixed Rate

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHENRICO VA
Recording DateJun 12, 2017
Property Address3903 E CHATHAM DR, RICHMOND, VA 23222-1201
Document Number5625465
Book / Page005625 / 000465
Instrument DateJun 8, 2017
Transaction TypeForeclosure
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$50.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10469 ATLEE STATION RD ASHLAND VA 230058909, ASHLAND, VA 23005-8909

Tax Assessment & Valuation

The 2026 property tax bill for 3903 E Chatham Dr was $2,171.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyHenrico County
Unified School DistrictHenrico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,171.00$257,300 (+13.2%) Land $30,000 Building $227,300$257,300 (+13.2%) Land $30,000 Building $227,300
2025$227,300 Land $24,000 Building $203,300$227,300 Land $24,000 Building $203,300
2023$1,511.00 (+21.07%)$175,800 Land $24,000 Building $151,800$175,800 Land $24,000 Building $151,800
2022$1,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3903 E Chatham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3903 E Chatham Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENRICO COUNTY WATER SYSTEM
serves 330,000 people · EPA ID VA4087125
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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