39060 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 39060 Rose St, Umatilla, FL 32784 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1981
Lot Size	1.61 acres (70,289 sqft)
Owner	Individual Name on File
Last Sale	$257,397 (Jan 2021)
Tax Bill	$3,922 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-18-27-0004-000-02000`

Property Details

APN / Parcel Number

Primary APN	`18-18-27-0004-000-02000`
Alternative APNs	`271818000400002000` `1708087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	2,203 sqft
1st Floor Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	70,289 sqft (1.61 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Enclosed/Finished Porch
Porch Area	316 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1708087
Street Address	39060 ROSE ST
City	UMATILLA
State	FL
Zip	32784-8933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM SW COR OF SE 1/4 RUN N 03DEG 25MIN E 451 FT N 89DEG 58MIN E 278 FT TO POB N 89DEG 58MIN E 167 FT S 0DEG 2MIN E 427.86 FT TO N R/W OF SR S-44-A WLY & NWLY ALONG R/W TO A POINT S 0DEG 2MIN E OF POB N 0DEG 2MIN W 404.27 FT TO POB ORB 5620 PG 485
Legal Range	27E
Legal Township	18S
Legal Section	18
Legal Quarter	4
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0004
Legal Lot Number	20
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2027
Census Tract	30109

Owner

Source: Lake County records · APN 18-18-27-0004-000-02000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39060 ROSE ST, UMATILLA, FL 32784-8933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20215684
Deed Book / Page	5620 / 485
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0046841033
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 12, 2021
Property Address	39060 ROSE ST, UMATILLA, FL 32784-8933
Document Number	0056200485
Book / Page	5620 / 485
Instrument Date	Jan 08, 2021
Instrument	2021005684
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TTL OF CTRL FL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,801.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 CENTRAL BLVD, GUYTON, GA 31312-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39060 ROSE ST, UMATILLA, FL 32784-8933

Mortgage

Document Number	0005620488
Date	Jan 12, 2021
Instrument	5620/488

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,990 (+2.9%)	$376,842 (-) Land $119,000 Building $257,842
2025		$284,740 (+5.98%) Land $119,000 Building $165,740	$376,842 (+40.27%) Land $119,000 Building $257,842
2024	$3,922.00 (+9.13%)
2023	$3,594.00 (-9.2%) Homeowner's exemption Widower's exemption Additional exemption filed	$268,663 (+4.68%)	$268,663 (+4.68%) Land $70,000 Building $198,663
2022	$3,958.00	$256,663	$256,663 Land $58,000 Building $198,663

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 395 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.