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39036 Rose St, Umatilla, FL 32784 Property Records

Lake County property record for 39036 Rose St, Umatilla, FL 32784 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,642 sqft Living Area
Lot Size72,045 sqft (1.65 acres)
OccupancyOwner Occupied
Last Sale$554,000 (2023)
Tax Bill$6,331.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-18-27-0004-000-02200
Alternative APNs
  • 271818000400002200
  • 2615354

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,642 sqft Living Area
Gross Area2,188 sqft Gross Area
1st Floor1,642 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2022
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area72,045 sqft (1.65 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area546 sqft Garage
Deck AreaDeck Area
Patio Area368 sqft Patio
Porch Area1,128 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number2615354
Street Address39036 ROSE ST
CityUMATILLA
StateFL
Zip32784-8933
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFROM SW COR OF SE 1/4 RUN N 03DEG 25MIN E 451 FT N 89DEG 58 MIN E 946 FT TO POB CONT N 89DEG 58MIN E 167 F S 0DEG 02 MIN E TO N R/W OF SR 44-A W'LY ALONG SD HWY 167 FT N 0DEG 02MIN W TO POB ORB 6118 PG 219
Legal Range27E
Legal Township18S
Legal Section18
Legal Quarter4
Legal SubdivisionLANSING
Legal Tract0004
Legal Lot Number22
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup2
Census Block2027
Census Tract30109

Owner

Source: Lake County records · APN 18-18-27-0004-000-02200

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39036 ROSE ST, UMATILLA, FL 32784-8933
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Apr 03, 2023Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Aug 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 09, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2023 · Amount on Record
Deed SaleApr 03, 2023 · Amount on Record
Prior SaleMar 11, 1997 · Amount on Record
Deed Doc Number202337401
Deed Book / Page6118 / 219
Prior Transfer DateAug 05, 2020
Prior Transfer Doc0055201903
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address39036 ROSE ST, UMATILLA, FL 32784-8933
Transaction TypeMortgage
Record UpdatedFeb 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39036 ROSE ST, UMATILLA, FL 32784-8933

Mortgage

Document Number0066661355
DateJan 15, 2026
Book Page6666/1355
Instrument2026005876
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 06, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 03, 2023
Property Address39036 ROSE ST, UMATILLA, FL 32784-8933
Document Number0061180219
Book / Page6118 / 219
Instrument DateMar 31, 2023
Instrument2023037401
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$3,878.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address39036 ROSE ST, UMATILLA, FL 32784-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 NORTHWEST DR, SILVER SPRING, MD 20901-4416

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateAug 10, 2020
Property Address39036 ROSE ST, UMATILLA, FL 32784-8933
Document Number0055201903
Book / Page005520 / 001903
Instrument DateAug 05, 2020
Instrument86399
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address39036 ROSE ST UMATILLA FL 327848933, UMATILLA, FL 32784-8933

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address39036 ROSE ST, UMATILLA, FL 32784-8933
Document Number0049451885
Instrument DateMay 09, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address39036 ROSE ST UMATILLA FL 327848933, UMATILLA, FL 32784-8933

Mortgage

Document Number0049451885
DateMay 17, 2017
Book Page004945/001885
Instrument53639
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$456,215 (-0.09%) Land $122,719 Building $333,496$456,215 (-0.09%) Land $122,719 Building $333,496
2025$6,331.00 (-8.62%) Homeowner's exemption Widower's exemption$456,607 (+214.38%) Land $122,719 Building $333,888$456,607 (+23.2%) Land $122,719 Building $333,888
2024$6,928.00 (+245.71%)
2023$2,004.00 (+10.11%)$145,240 (+3%)$370,609 (+67.79%) Land $72,188 Building $298,421
2022$1,820.00 Homeowner's exemption$141,010$220,871 Land $59,813 Building $161,058

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 461 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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