3906 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3906 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,029 sqft · built 1916
Lot Size	0.08 acres (3,509 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Mar 2020)
Tax Bill	$2,130 (2026)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2140-02500`

Property Details

APN / Parcel Number

Primary APN	`010-2140-02500`
Alternative APN	`1122835`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,029 sqft Gross Area
1st Floor Area	588 sqft
Basement Area	294 sqft
Finished Basement	294 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,509 sqft (0.08 acres)
Garage Area	336 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1122835
Street Address	3906 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0014 BLOCK:016 SERIAL #
Legal Subdivision	HAZELWOOD PARK DIVISION
Legal Block	16
Legal Lot Number	14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3824 E SUPERIOR ST, DULUTH, MN 55804-2047
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer · Line of Credit PARK ST BK
Dec 30, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Jul 30, 2008 · Amount on Record
Deed Document Number	20201021596
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 18, 2020
Property Address	3906 W 4TH ST, DULUTH, MN 55807-1606
Document Number	00T1021596
Instrument Date	Mar 17, 2020
Instrument	T1021596
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5725 W 8TH ST DULUTH MN 558071218, DULUTH, MN 55807-1218

Mortgage

Document Number	T1021597
Date	Mar 18, 2020
Instrument	T1021597

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 17, 2025

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3906 W 4TH ST, DULUTH, MN 55807-1606
Document Number	000T981017
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 30, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3906 W 4TH ST DULUTH MN 558071606, DULUTH, MN 55807-1606

Mortgage

Document Number	000T981017
Date	Jan 18, 2017
Instrument	T981017

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,130.00 (+0.95%)
2025	$2,110.00 (+5.71%)	$164,400 (+7.8%) Land $9,000 Building $155,400	$164,400 (+7.8%) Land $9,000 Building $155,400
2024	$1,996.00	$152,500 (+12.88%) Land $9,700 Building $142,800	$152,500 (+12.88%) Land $9,700 Building $142,800
2022		$135,100 Land $10,000 Building $125,100	$135,100 Land $10,000 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

Nearby Properties on W 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures