3904 W 4th St, Duluth, MN 55807 Property Records

St. Louis County property record for 3904 W 4th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,232 sqft · built 1910
Lot Size	0.08 acres (3,511 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Sep 2017)
Tax Bill	$2,006 (2026)
Deeds & Mortgages	Aug 2019 Sale & Line of Credit Sep 2017 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2140-02510`

Property Details

APN / Parcel Number

Primary APN	`010-2140-02510`
Alternative APN	`1122835`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	821 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,511 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	120 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1122835
Street Address	3904 W 4TH ST
City	DULUTH
State	MN
Zip	55807-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 015 BLOCK:016 SERIAL #
Legal Subdivision	HAZELWOOD PARK DIVISION OF WEST DULUTH
Legal Block	16
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1008
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3824 E SUPERIOR ST, DULUTH, MN 55804-2047
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Mortgage · Line of Credit PARK ST BK
Sep 13, 2017	Grant Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU
Mar 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	20171317458
Last Transfer Date	Aug 15, 2019
Transfer Doc	0001361783
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 23, 2019
Property Address	3904 W 4TH ST, DULUTH, MN 55807-1606
Document Number	00A1361783
Instrument Date	Aug 15, 2019
Instrument	A1361783
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5725 W 8TH ST DULUTH MN 558071218, DULUTH, MN 55807-1218

Mortgage

Document Number	1361784
Date	Aug 23, 2019
Instrument	1361784

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1361784,
Date	Aug 23, 2019
Instrument	A1361784

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 13, 2017
Property Address	3904 W 4TH ST, DULUTH, MN 55807-1606
Document Number	00A1317458
Instrument Date	Aug 21, 2017
Instrument	A1317458
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 W 8TH ST DULUTH MN 558071218, DULUTH, MN 55807-1218

Mortgage

Document Number	A1317459
Date	Sep 13, 2017
Instrument	A1317459

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 7, 2017
Property Address	3904 W 4TH ST, DULUTH, MN 55807-1606
Document Number	00A1305368
Instrument Date	Mar 7, 2017
Instrument	A1305368
Transaction Type	Foreclosure
Record Updated	Mar 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$416.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 W 4TH ST DULUTH MN 558071606, DULUTH, MN 55807-1606

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,006.00 (+1.01%)
2025	$1,986.00 (+5.64%)	$154,600 (+7.81%) Land $9,000 Building $145,600	$154,600 (+7.81%) Land $9,000 Building $145,600
2024	$1,880.00	$143,400 (+12.82%) Land $9,700 Building $133,700	$143,400 (+12.82%) Land $9,700 Building $133,700
2022		$127,100 Land $10,000 Building $117,100	$127,100 Land $10,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012)
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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