3906 Upolo Ln, Naples, FL 34119 Property Records

Collier County property record for 3906 Upolo Ln, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,487 sqft · built 2001
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jun 2010)
Tax Bill$4,122 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN426275 10943B33

Property Details

APN / Parcel Number

Primary APN426275 10943B33
Alternative APN
  • 52250091105

Interior

Stories1 Story
Building Area2,487 sqft Living Area
1st Floor Area2,487 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Construction TypeConcrete
Lot Area10,019 sqft (0.23 acres)
Deck Area1,200 sqft

Location & Zoning

Street Address3906 UPOLO LN
CityNAPLES
StateFL
Zip34119-7509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionISLANDWALK PHASE FIVE A LOT 1094
Legal Range26
Legal Township48
Legal Section33
Legal SubdivisionISLANDWALK PHASE 5A
Legal Phase5
Legal Tract426275
Legal Block2
Legal Lot Number1094
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2004
Census Tract10435

Owner

3906 Upolo Ln is owned and occupied by an individual who bought it in June 2010.

Source: Collier County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3906 UPOLO LN, NAPLES, FL 34119-7509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2010 · Amount on File
Deed SaleJun 25, 2010 · Amount on File
Prior SaleJan 29, 2009 · Amount on File
Deed Document Number20104446191
Deed Book / Page4580 / 1171
Prior Transfer DateJan 27, 2009
Prior Transfer Doc0044231890
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3906 UPOLO LN, NAPLES, FL 34119-7509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057841111
DateJul 6, 2020
Book Page5784/1111
Instrument5889671
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 11, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Upolo Ln was $4,122 with a homeowner's exemption, up 7.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,790 (+2.7%)$648,792 (-13.67%) Land $298,432 Building $350,360
2025$4,122.00 (+7.06%) Homeowner's exemption$407,780$751,566 Land $426,332 Building $325,234
2024$3,850.00 (+1.1%)
2023$3,808.00 (-2.08%) Homeowner's exemption$384,746 (+3%)$788,168 (+21.35%) Land $376,758 Building $411,410
2022$3,889.00 Homeowner's exemption$373,540$649,479 Land $211,309 Building $438,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Upolo Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 316 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies316 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Upolo Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Upolo Ln

Nearby Streets

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