3902 Upolo Ln, Naples, FL 34119 Property Records

Collier County property record for 3902 Upolo Ln, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,487 sqft · built 2001
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Sep 2010)
Tax Bill$7,354 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN426275 10953B33

Property Details

APN / Parcel Number

Primary APN426275 10953B33
Alternative APN
  • 52250091121

Interior

Stories1 Story
Building Area2,487 sqft Living Area
1st Floor Area2,487 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeConcrete
Lot Area9,148 sqft (0.21 acres)
Pool Area360 sqft
Deck Area840 sqft

Location & Zoning

Street Address3902 UPOLO LN
CityNAPLES
StateFL
Zip34119-7509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionISLANDWALK PHASE FIVE A LOT 1095
Legal Range26
Legal Township48
Legal Section33
Legal SubdivisionISLANDWALK PHASE 5A
Legal Phase5
Legal Tract426275
Legal Block2
Legal Lot Number1095
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2004
Census Tract10435

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3902 UPOLO LN, NAPLES, FL 34119-7509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2010 · Amount on Record
Deed SaleSep 7, 2010 · Amount on Record
Prior SaleDec 21, 2006 · Amount on Record
Deed Document Number20104471977
Deed Book / Page4602 / 1213
Prior Transfer DateAug 21, 2004
Prior Transfer Doc0003475312
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3902 UPOLO LN, NAPLES, FL 34119-7509
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3902 UPOLO LN, NAPLES, FL 34119-7509

Mortgage

Document Number0060540601
DateDec 9, 2021
Book Page6054/601
Instrument6171934
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$668,238 (-6.6%) Land $285,778 Building $382,460$668,238 (-6.6%) Land $285,778 Building $382,460
2025$7,354.00 (-3.72%) Homeowner's exemption$715,476 (-5.38%) Land $390,110 Building $325,366$715,476 (-5.38%) Land $390,110 Building $325,366
2023$7,638.00 (+22.6%) Homeowner's exemption$756,197 (+54.26%) Land $344,748 Building $411,449$756,197 (+19.95%) Land $344,748 Building $411,449
2022$6,230.00$490,202$630,438 Land $192,100 Building $438,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 316 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies316 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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