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3906 Pine Tree Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3906 Pine Tree Cir, Norman, OK 73072 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,955 sqft · built 1979
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Aug 2022)
Tax Bill$4,151 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNNC29CHCR3 8 7001

Property Details

APN / Parcel Number

Primary APNNC29CHCR3 8 7001
Alternative APNs
  • R0029065
  • 29065

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,955 sqft Living Area
1st Floor Area1,955 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
View / LotBusiness Cluster
Garage TypeDetached
Garage Area552 sqft

Exterior Amenities

PorchPorch
Porch Area220 sqft
Deck AreaDeck Area
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29065
Street Address3906 PINE TREE CIR
CityNORMAN
StateOK
Zip73072-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY CREEK SEC 3 LOT 7 BLK 8
Legal Range03W
Legal Township09
Legal Section34
Legal SubdivisionCHERRY CREEK 3
Legal Block8
Legal Lot Number7
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2006
Census Tract201508

Owner

Source: Cleveland County records · APN NC29CHCR3 8 7001

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3906 PINE TREE CIR, NORMAN, OK 73072-5010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Line of Credit
FIRST FIDELITY BANK
Aug 02, 2022Warranty Deed, Transfer · Conventional Mortgage
VISION BANK
Dec 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2022 · Amount on Record
Deed SaleAug 02, 2022 · Amount on Record
Deed Document Number202227963
Deed Book / Page6457 / 122
Prior Transfer DateDec 27, 2018
Prior Transfer DocR201840559
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3906 PINE TREE CIR, NORMAN, OK 73072-5010
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR202203971
DateFeb 01, 2022
Book Page6377/870
InstrumentR 2022 03971
Lender
NameFIRST FIDELITY BANK
TypeBank
AddressOKLAHOMA CITY, OK 73123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueJan 03, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateAug 02, 2022
Property Address3906 PINE TREE CIR, NORMAN, OK 73072-5010
Document NumberR202227963
Book / Page6457 / 122
Instrument DateJul 29, 2022
InstrumentR 2022 27963
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3906 PINE TREE CIR, NORMAN, OK 73072-5010

Mortgage

Document NumberR202227964
DateAug 02, 2022
InstrumentR 2022 27964
Lender
NameVISION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 29, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateAug 29, 2027
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8%
Index1-Year CMT
Max Rate11%

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLEVELAND OK
Recording DateDec 28, 2018
Property Address3906 PINE TREE CIR, NORMAN, OK 73072-5010
Document Number0000040559
Book / Page005877 / 000587
Instrument DateDec 27, 2018
Instrument40559
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3906 PINE TREE CIR NORMAN OK 730725010, NORMAN, OK 73072-5010

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,151.00 (+3.96%) Homeowner's exemption$35,593 (+7.07%) Land $6,746 Building $28,847$301,638 (+8.88%) Land $57,170 Building $244,468
2023$3,993.00$33,244 Land $5,026 Building $28,218$277,039 Land $41,890 Building $235,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (40027C), updated February 20, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oklahoma
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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