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  5. N Willow Rd

3906 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 3906 N Willow Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,748 sqft · built 1987
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesNov 2025 Mortgage
Nov 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN11-0.1-12-0-0-1.004

Property Details

APN / Parcel Number

Primary APN11-0.1-12-0-0-1.004
Alternative APN
  • 11-0.1-12-000-000-001.004

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area2,748 sqft Adjusted Area
1st Floor Area2,211 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick Veneer
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address3906 N WILLOW RD
CityOZARK
StateMO
Zip65721-6247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5 QUAIL RUN 2 BEG 214'N SEC SE4 NE4 TH E410 N214 W410 S214 TO POB
Legal Range21
Legal Township27
Legal Section12
Legal SubdivisionQUAIL RUN
Legal Tract5
JurisdictionCHRISTIAN MO
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2017
Census Tract20310

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3906 N WILLOW RD, OZARK, MO 65721-6247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2023Warranty Deed, Transfer · FHA Mortgage
CENTRAL TRUST BANK
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 13, 2017Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2023
Deed SaleNov 30, 2023
Prior SaleJul 21, 2006
Deed Document Number2023013041
Deed Book / Page2023 / 013041
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address3906 N WILLOW RD, OZARK, MO 65721-6247
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyUNKNOWN, TRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 N WILLOW RD, OZARK, MO 65721-6247

Mortgage

Document Number0202513503
DateNov 19, 2025
Book Page2025/13503
Instrument2025L13672
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHRISTIAN MO
Recording DateNov 30, 2023
Property Address3906 N WILLOW RD, OZARK, MO 65721-6247
Document Number0202313041
Book / Page2023 / 13041
Instrument DateNov 29, 2023
Instrument2023L13213
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyLEGACY LAND TITLE, LEGAL LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 N WILLOW RD, OZARK, MO 65721-6247

Mortgage

Document Number2023L13214
DateNov 30, 2023
Instrument2023L13214
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address3906 N WILLOW RD, OZARK, MO 65721-6247
Transaction TypeMortgage
Record UpdatedApr 29, 2022
Title CompanyCARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 N WILLOW RD, OZARK, MO 65721-6247

Mortgage

Document Number0202203154
DateMar 3, 2022
Book Page2022/3154
Instrument2022L03186
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term342 Months
DueSep 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address3906 N WILLOW RD, OZARK, MO 65721-6247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201702972
DateMar 13, 2017
Book Page2017/02972
Instrument2017L03003
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term272 Months
DueNov 1, 2039

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHRISTIAN MO
Property Address3906 N WILLOW RD, OZARK, MO 65721-6247
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCARRINGTON TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202014850
DateSep 14, 2020
Book Page2020/14850
Instrument2020L14989
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$33,900 (+6.91%)$178,400 (+6.89%) Land $32,000 Building $146,400
2023$31,710 (-)$166,900 (-) Land $32,000 Building $134,900
2022$31,710
2021$166,900 Land $32,000 Building $134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 57% of Missouri
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOZARK PWS
serves 23,248 people · EPA ID MO5010619
Water SourceGroundwater
Last State InspectionAug 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

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