3906 Havard St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3906 Havard St, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,232 sqft · built 1954
Lot Size	0.139 acres (6,056 sqft)
Owner	2 Individual Names on File
Last Sale	$513,000 (Jun 2020)
Tax Bill	$5,368 (2025)
Deeds & Mortgages	Jun 2020 Sale & Construction Loan Aug 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13-01291780`

Property Details

APN / Parcel Number

Primary APN	`13-01291780`
Alternative APN	`01291780`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	816 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,056 sqft (0.139 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01291780
Street Address	3906 HAVARD ST
City	SILVER SPRING
State	MD
Zip	20906-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONN AVE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	W
Legal Lot Number	28
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703401

Owner

Source: Montgomery County records · APN 13-01291780

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3906 HAVARD ST, SILVER SPRING, MD 20906-4311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2020	Grant Deed, Transfer · Construction Mortgage QUICKEN LNS
Aug 20, 2019	Grant Deed, Transfer · Construction Mortgage FREDERICK N & JACQUELINE E KRUHM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2020 · Amount on Record
Deed Sale	Jun 04, 2020 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Book / Page	59747 / 239
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 04, 2020
Property Address	3906 HAVARD ST, SILVER SPRING, MD 20906-4311
Document Number	0597470239
Book / Page	059747 / 000239
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3906 HAVARD ST SILVER SPRING MD 209064311, SILVER SPRING, MD 20906-4311

Mortgage

Document Number	597470247
Date	Jun 04, 2020
Book Page	059747/000247

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 03, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 20, 2019
Property Address	3906 HAVARD ST, SILVER SPRING, MD 20906-4311
Document Number	0580350412
Book / Page	058035 / 000412
Instrument Date	Aug 05, 2019
Transaction Type	Transfer
Record Updated	Sep 03, 2019
Title Company	SECURITY TITLE GUARANTEE CORPORATION, SECURITY TITLE GUARANTEE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3837 WATER DROP CT BURTONSVILLE MD 208662044, BURTONSVILLE, MD 20866-2044

Mortgage

Document Number	580350420
Date	Aug 20, 2019
Book Page	058035/000420

Lender

Name	FREDERICK N & JACQUELINE E KRUHM
Address	15701 KRUHM RD, BURTONSVILLE, MD 20866-1409

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2020

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,100 (+2.35%)	$487,500 (+7.05%) Land $178,900 Building $308,600
2025	$5,368.00 (+38.71%)	$455,400 (+16.29%) Land $178,900 Building $276,500	$455,400 (-) Land $178,900 Building $276,500
2023		$391,600	$455,400 Land $178,900 Building $276,500
2022	$3,870.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317034012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 681 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: Radiate Holdings, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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