3904 Havard St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3904 Havard St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,816 sqft · built 1954
Lot Size	0.15 acres (6,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,500 (Feb 2016)
Tax Bill	$5,292 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01290912`

Property Details

APN / Parcel Number

Primary APN	`13-01290912`
Alternative APN	`01290912`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	6,548 sqft (0.15 acres)
Porch	Open Porch
Porch Area	232 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01290912
Street Address	3904 HAVARD ST
City	SILVER SPRING
State	MD
Zip	20906-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	W
Legal Lot Number	29
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2003
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3904 HAVARD ST, SILVER SPRING, MD 20906-4311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2016 · Amount on Record
Deed Sale	Feb 9, 2016 · Amount on Record
Prior Sale	Apr 29, 1998 · Amount on Record
Deed Book / Page	51589 / 500
Prior Transfer Date	Nov 20, 2015
Prior Transfer Doc	0515890500
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3904 HAVARD ST, SILVER SPRING, MD 20906-4311
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3904 HAVARD ST, SILVER SPRING, MD 20906-4311

Mortgage

Document Number	0649080354
Date	Dec 28, 2021
Book Page	64908/354

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3904 HAVARD ST, SILVER SPRING, MD 20906-4311
Document Number	0612320481
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	ELITE SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3904 HAVARD ST SILVER SPRING MD 209064311, SILVER SPRING, MD 20906-4311

Mortgage

Document Number	0612320481
Date	Dec 1, 2020
Book Page	061232/000481

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,367 (+7.03%)	$543,500 (+21.1%) Land $180,800 Building $362,700
2025	$5,292.00 (+17.65%)	$448,800 (+5.92%) Land $180,800 Building $268,000	$448,800 (-) Land $180,800 Building $268,000
2023		$423,733	$448,800 Land $180,800 Building $268,000
2022	$4,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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